LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,461
−HK$970/mo
▼ 0.25% · 3.875%
HK$15,942
−HK$489/mo
Today · 4.125%
HK$16,431
baseline
▲ 0.50% · 4.625%
HK$17,430
+HK$999/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,862/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,200
−HK$930/mo
▼ 0.25% · 3.875%
HK$17,662
−HK$468/mo
Today · 4.125%
HK$18,130
baseline
▲ 0.50% · 4.625%
HK$19,085
+HK$955/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,260/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,553
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,131
−HK$586/mo
Today · 4.125%
HK$19,717
baseline
▲ 0.50% · 4.625%
HK$20,917
+HK$1,200/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,434/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,640
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,194
−HK$562/mo
Today · 4.125%
HK$21,756
baseline
▲ 0.50% · 4.625%
HK$22,902
+HK$1,146/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,512/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,646
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,319
−HK$684/mo
Today · 4.125%
HK$23,003
baseline
▲ 0.50% · 4.625%
HK$24,403
+HK$1,400/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$46,006/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,081
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,726
−HK$656/mo
Today · 4.125%
HK$25,382
baseline
▲ 0.50% · 4.625%
HK$26,719
+HK$1,337/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$50,764/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,830
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,696
−HK$879/mo
Today · 4.125%
HK$29,575
baseline
▲ 0.50% · 4.625%
HK$31,375
+HK$1,800/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,150/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,961
−HK$1,672/mo
▼ 0.25% · 3.875%
HK$31,791
−HK$842/mo
Today · 4.125%
HK$32,633
baseline
▲ 0.50% · 4.625%
HK$34,354
+HK$1,721/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$65,266/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,414 · Scale 2, in force from 26 Feb 2026)