LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,462
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,943
−HK$488/mo
Today · 4.125%
HK$16,431
baseline
▲ 0.50% · 4.625%
HK$17,431
+HK$1,000/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,862/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,201
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,662
−HK$468/mo
Today · 4.125%
HK$18,130
baseline
▲ 0.50% · 4.625%
HK$19,086
+HK$956/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,260/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,554
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,131
−HK$587/mo
Today · 4.125%
HK$19,718
baseline
▲ 0.50% · 4.625%
HK$20,918
+HK$1,200/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,436/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,641
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,195
−HK$562/mo
Today · 4.125%
HK$21,757
baseline
▲ 0.50% · 4.625%
HK$22,903
+HK$1,146/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,514/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,647
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,320
−HK$684/mo
Today · 4.125%
HK$23,004
baseline
▲ 0.50% · 4.625%
HK$24,404
+HK$1,400/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$46,008/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,082
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,727
−HK$656/mo
Today · 4.125%
HK$25,383
baseline
▲ 0.50% · 4.625%
HK$26,721
+HK$1,338/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$50,766/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,831
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,697
−HK$880/mo
Today · 4.125%
HK$29,577
baseline
▲ 0.50% · 4.625%
HK$31,376
+HK$1,799/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,154/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,962
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,792
−HK$843/mo
Today · 4.125%
HK$32,635
baseline
▲ 0.50% · 4.625%
HK$34,355
+HK$1,720/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$65,270/mo (50% DSR)
Upfront cash ≈ HK$881K (deposit + AVD stamp duty HK$203,423 · Scale 2, in force from 26 Feb 2026)