LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,462
−HK$970/mo
▼ 0.25% · 3.875%
HK$15,943
−HK$489/mo
Today · 4.125%
HK$16,432
baseline
▲ 0.50% · 4.625%
HK$17,432
+HK$1,000/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,864/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,202
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,663
−HK$468/mo
Today · 4.125%
HK$18,131
baseline
▲ 0.50% · 4.625%
HK$19,087
+HK$956/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,262/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,555
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,132
−HK$587/mo
Today · 4.125%
HK$19,719
baseline
▲ 0.50% · 4.625%
HK$20,918
+HK$1,199/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,438/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,642
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,196
−HK$561/mo
Today · 4.125%
HK$21,757
baseline
▲ 0.50% · 4.625%
HK$22,904
+HK$1,147/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,514/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,647
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,321
−HK$684/mo
Today · 4.125%
HK$23,005
baseline
▲ 0.50% · 4.625%
HK$24,405
+HK$1,400/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$46,010/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,083
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,728
−HK$656/mo
Today · 4.125%
HK$25,384
baseline
▲ 0.50% · 4.625%
HK$26,722
+HK$1,338/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$50,768/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,832
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,698
−HK$880/mo
Today · 4.125%
HK$29,578
baseline
▲ 0.50% · 4.625%
HK$31,378
+HK$1,800/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,156/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,431 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,963
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,794
−HK$842/mo
Today · 4.125%
HK$32,636
baseline
▲ 0.50% · 4.625%
HK$34,356
+HK$1,720/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$65,272/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,431 · Scale 2, in force from 26 Feb 2026)