LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,464
−HK$969/mo
▼ 0.25% · 3.875%
HK$15,945
−HK$488/mo
Today · 4.125%
HK$16,433
baseline
▲ 0.50% · 4.625%
HK$17,433
+HK$1,000/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,866/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,203
−HK$930/mo
▼ 0.25% · 3.875%
HK$17,665
−HK$468/mo
Today · 4.125%
HK$18,133
baseline
▲ 0.50% · 4.625%
HK$19,088
+HK$955/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,266/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,556
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,134
−HK$586/mo
Today · 4.125%
HK$19,720
baseline
▲ 0.50% · 4.625%
HK$20,920
+HK$1,200/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,440/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,644
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,198
−HK$561/mo
Today · 4.125%
HK$21,759
baseline
▲ 0.50% · 4.625%
HK$22,906
+HK$1,147/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,518/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,649
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,323
−HK$684/mo
Today · 4.125%
HK$23,007
baseline
▲ 0.50% · 4.625%
HK$24,407
+HK$1,400/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$46,014/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,085
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,730
−HK$656/mo
Today · 4.125%
HK$25,386
baseline
▲ 0.50% · 4.625%
HK$26,724
+HK$1,338/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$50,772/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,835
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,701
−HK$879/mo
Today · 4.125%
HK$29,580
baseline
▲ 0.50% · 4.625%
HK$31,380
+HK$1,800/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,160/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,448 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,966
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,796
−HK$843/mo
Today · 4.125%
HK$32,639
baseline
▲ 0.50% · 4.625%
HK$34,359
+HK$1,720/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$65,278/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,448 · Scale 2, in force from 26 Feb 2026)