LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,465
−HK$970/mo
▼ 0.25% · 3.875%
HK$15,946
−HK$489/mo
Today · 4.125%
HK$16,435
baseline
▲ 0.50% · 4.625%
HK$17,435
+HK$1,000/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,870/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,205
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,666
−HK$468/mo
Today · 4.125%
HK$18,134
baseline
▲ 0.50% · 4.625%
HK$19,090
+HK$956/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,268/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,558
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,136
−HK$586/mo
Today · 4.125%
HK$19,722
baseline
▲ 0.50% · 4.625%
HK$20,922
+HK$1,200/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,444/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,646
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,200
−HK$561/mo
Today · 4.125%
HK$21,761
baseline
▲ 0.50% · 4.625%
HK$22,908
+HK$1,147/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,522/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,651
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,325
−HK$684/mo
Today · 4.125%
HK$23,009
baseline
▲ 0.50% · 4.625%
HK$24,409
+HK$1,400/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$46,018/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,087
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,733
−HK$655/mo
Today · 4.125%
HK$25,388
baseline
▲ 0.50% · 4.625%
HK$26,726
+HK$1,338/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$50,776/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,837
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,703
−HK$880/mo
Today · 4.125%
HK$29,583
baseline
▲ 0.50% · 4.625%
HK$31,383
+HK$1,800/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,166/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,969
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,799
−HK$843/mo
Today · 4.125%
HK$32,642
baseline
▲ 0.50% · 4.625%
HK$34,363
+HK$1,721/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$65,284/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,467 · Scale 2, in force from 26 Feb 2026)