LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,660
−HK$9,698/mo
▼ 0.25% · 3.875%
HK$159,471
−HK$4,887/mo
Today · 4.125%
HK$164,358
baseline
▲ 0.50% · 4.625%
HK$174,359
+HK$10,001/mo
Deposit HK$33.91M · loan HK$33.91M · min. income ≈ HK$328,716/mo (50% DSR)
Upfront cash ≈ HK$36.80M (deposit + AVD stamp duty HK$2,882,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,058
−HK$9,295/mo
▼ 0.25% · 3.875%
HK$176,672
−HK$4,681/mo
Today · 4.125%
HK$181,353
baseline
▲ 0.50% · 4.625%
HK$190,913
+HK$9,560/mo
Deposit HK$33.91M · loan HK$33.91M · min. income ≈ HK$362,706/mo (50% DSR)
Upfront cash ≈ HK$36.80M (deposit + AVD stamp duty HK$2,882,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,592
−HK$11,638/mo
▼ 0.25% · 3.875%
HK$191,365
−HK$5,865/mo
Today · 4.125%
HK$197,230
baseline
▲ 0.50% · 4.625%
HK$209,231
+HK$12,001/mo
Deposit HK$27.13M · loan HK$40.70M · min. income ≈ HK$394,460/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,882,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,469
−HK$11,155/mo
▼ 0.25% · 3.875%
HK$212,007
−HK$5,617/mo
Today · 4.125%
HK$217,624
baseline
▲ 0.50% · 4.625%
HK$229,095
+HK$11,471/mo
Deposit HK$27.13M · loan HK$40.70M · min. income ≈ HK$435,248/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,882,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,524
−HK$13,578/mo
▼ 0.25% · 3.875%
HK$223,259
−HK$6,843/mo
Today · 4.125%
HK$230,102
baseline
▲ 0.50% · 4.625%
HK$244,103
+HK$14,001/mo
Deposit HK$20.35M · loan HK$47.48M · min. income ≈ HK$460,204/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,882,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,881
−HK$13,014/mo
▼ 0.25% · 3.875%
HK$247,341
−HK$6,554/mo
Today · 4.125%
HK$253,895
baseline
▲ 0.50% · 4.625%
HK$267,278
+HK$13,383/mo
Deposit HK$20.35M · loan HK$47.48M · min. income ≈ HK$507,790/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,882,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,388
−HK$17,457/mo
▼ 0.25% · 3.875%
HK$287,047
−HK$8,798/mo
Today · 4.125%
HK$295,845
baseline
▲ 0.50% · 4.625%
HK$313,847
+HK$18,002/mo
Deposit HK$6.78M · loan HK$61.04M · min. income ≈ HK$591,690/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,882,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,704
−HK$16,732/mo
▼ 0.25% · 3.875%
HK$318,010
−HK$8,426/mo
Today · 4.125%
HK$326,436
baseline
▲ 0.50% · 4.625%
HK$343,643
+HK$17,207/mo
Deposit HK$6.78M · loan HK$61.04M · min. income ≈ HK$652,872/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,882,592 · Scale 2, in force from 26 Feb 2026)