LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,467
−HK$970/mo
▼ 0.25% · 3.875%
HK$15,948
−HK$489/mo
Today · 4.125%
HK$16,437
baseline
▲ 0.50% · 4.625%
HK$17,437
+HK$1,000/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,874/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,207
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,668
−HK$468/mo
Today · 4.125%
HK$18,136
baseline
▲ 0.50% · 4.625%
HK$19,092
+HK$956/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,272/mo (50% DSR)
Upfront cash ≈ HK$3.59M (deposit + AVD stamp duty HK$203,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,560
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,137
−HK$587/mo
Today · 4.125%
HK$19,724
baseline
▲ 0.50% · 4.625%
HK$20,924
+HK$1,200/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,448/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,648
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,202
−HK$561/mo
Today · 4.125%
HK$21,763
baseline
▲ 0.50% · 4.625%
HK$22,911
+HK$1,148/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,526/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,653
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,327
−HK$684/mo
Today · 4.125%
HK$23,011
baseline
▲ 0.50% · 4.625%
HK$24,411
+HK$1,400/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$46,022/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,089
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,735
−HK$656/mo
Today · 4.125%
HK$25,391
baseline
▲ 0.50% · 4.625%
HK$26,729
+HK$1,338/mo
Deposit HK$2.03M · loan HK$4.75M · min. income ≈ HK$50,782/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,840
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,706
−HK$880/mo
Today · 4.125%
HK$29,586
baseline
▲ 0.50% · 4.625%
HK$31,386
+HK$1,800/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$59,172/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,972
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,802
−HK$843/mo
Today · 4.125%
HK$32,645
baseline
▲ 0.50% · 4.625%
HK$34,366
+HK$1,721/mo
Deposit HK$678K · loan HK$6.10M · min. income ≈ HK$65,290/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,487 · Scale 2, in force from 26 Feb 2026)