LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,671
−HK$9,699/mo
▼ 0.25% · 3.875%
HK$159,482
−HK$4,888/mo
Today · 4.125%
HK$164,370
baseline
▲ 0.50% · 4.625%
HK$174,371
+HK$10,001/mo
Deposit HK$33.92M · loan HK$33.92M · min. income ≈ HK$328,740/mo (50% DSR)
Upfront cash ≈ HK$36.80M (deposit + AVD stamp duty HK$2,882,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,069
−HK$9,297/mo
▼ 0.25% · 3.875%
HK$176,684
−HK$4,682/mo
Today · 4.125%
HK$181,366
baseline
▲ 0.50% · 4.625%
HK$190,926
+HK$9,560/mo
Deposit HK$33.92M · loan HK$33.92M · min. income ≈ HK$362,732/mo (50% DSR)
Upfront cash ≈ HK$36.80M (deposit + AVD stamp duty HK$2,882,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,605
−HK$11,639/mo
▼ 0.25% · 3.875%
HK$191,378
−HK$5,866/mo
Today · 4.125%
HK$197,244
baseline
▲ 0.50% · 4.625%
HK$209,246
+HK$12,002/mo
Deposit HK$27.13M · loan HK$40.70M · min. income ≈ HK$394,488/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,882,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,483
−HK$11,156/mo
▼ 0.25% · 3.875%
HK$212,021
−HK$5,618/mo
Today · 4.125%
HK$217,639
baseline
▲ 0.50% · 4.625%
HK$229,111
+HK$11,472/mo
Deposit HK$27.13M · loan HK$40.70M · min. income ≈ HK$435,278/mo (50% DSR)
Upfront cash ≈ HK$30.01M (deposit + AVD stamp duty HK$2,882,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,539
−HK$13,579/mo
▼ 0.25% · 3.875%
HK$223,274
−HK$6,844/mo
Today · 4.125%
HK$230,118
baseline
▲ 0.50% · 4.625%
HK$244,120
+HK$14,002/mo
Deposit HK$20.35M · loan HK$47.48M · min. income ≈ HK$460,236/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,882,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,897
−HK$13,015/mo
▼ 0.25% · 3.875%
HK$247,358
−HK$6,554/mo
Today · 4.125%
HK$253,912
baseline
▲ 0.50% · 4.625%
HK$267,296
+HK$13,384/mo
Deposit HK$20.35M · loan HK$47.48M · min. income ≈ HK$507,824/mo (50% DSR)
Upfront cash ≈ HK$23.23M (deposit + AVD stamp duty HK$2,882,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,407
−HK$17,459/mo
▼ 0.25% · 3.875%
HK$287,067
−HK$8,799/mo
Today · 4.125%
HK$295,866
baseline
▲ 0.50% · 4.625%
HK$313,868
+HK$18,002/mo
Deposit HK$6.78M · loan HK$61.05M · min. income ≈ HK$591,732/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,882,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,725
−HK$16,734/mo
▼ 0.25% · 3.875%
HK$318,032
−HK$8,427/mo
Today · 4.125%
HK$326,459
baseline
▲ 0.50% · 4.625%
HK$343,667
+HK$17,208/mo
Deposit HK$6.78M · loan HK$61.05M · min. income ≈ HK$652,918/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,882,790 · Scale 2, in force from 26 Feb 2026)