LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,468
−HK$970/mo
▼ 0.25% · 3.875%
HK$15,949
−HK$489/mo
Today · 4.125%
HK$16,438
baseline
▲ 0.50% · 4.625%
HK$17,438
+HK$1,000/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,876/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,208
−HK$930/mo
▼ 0.25% · 3.875%
HK$17,670
−HK$468/mo
Today · 4.125%
HK$18,138
baseline
▲ 0.50% · 4.625%
HK$19,094
+HK$956/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,276/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,562
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,139
−HK$587/mo
Today · 4.125%
HK$19,726
baseline
▲ 0.50% · 4.625%
HK$20,926
+HK$1,200/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,452/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,650
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,203
−HK$562/mo
Today · 4.125%
HK$21,765
baseline
▲ 0.50% · 4.625%
HK$22,913
+HK$1,148/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,530/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,655
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,329
−HK$684/mo
Today · 4.125%
HK$23,013
baseline
▲ 0.50% · 4.625%
HK$24,414
+HK$1,401/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,026/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,091
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,737
−HK$656/mo
Today · 4.125%
HK$25,393
baseline
▲ 0.50% · 4.625%
HK$26,731
+HK$1,338/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,786/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,842
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,709
−HK$879/mo
Today · 4.125%
HK$29,588
baseline
▲ 0.50% · 4.625%
HK$31,389
+HK$1,801/mo
Deposit HK$678K · loan HK$6.11M · min. income ≈ HK$59,176/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,974
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,805
−HK$843/mo
Today · 4.125%
HK$32,648
baseline
▲ 0.50% · 4.625%
HK$34,369
+HK$1,721/mo
Deposit HK$678K · loan HK$6.11M · min. income ≈ HK$65,296/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,504 · Scale 2, in force from 26 Feb 2026)