LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,470
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,952
−HK$489/mo
Today · 4.125%
HK$16,441
baseline
▲ 0.50% · 4.625%
HK$17,441
+HK$1,000/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,882/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,211
−HK$929/mo
▼ 0.25% · 3.875%
HK$17,672
−HK$468/mo
Today · 4.125%
HK$18,140
baseline
▲ 0.50% · 4.625%
HK$19,097
+HK$957/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,280/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,564
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,142
−HK$587/mo
Today · 4.125%
HK$19,729
baseline
▲ 0.50% · 4.625%
HK$20,929
+HK$1,200/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,458/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,653
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,207
−HK$562/mo
Today · 4.125%
HK$21,769
baseline
▲ 0.50% · 4.625%
HK$22,916
+HK$1,147/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,538/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,659
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$22,332
−HK$685/mo
Today · 4.125%
HK$23,017
baseline
▲ 0.50% · 4.625%
HK$24,417
+HK$1,400/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,034/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,095
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,741
−HK$656/mo
Today · 4.125%
HK$25,397
baseline
▲ 0.50% · 4.625%
HK$26,735
+HK$1,338/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,794/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,847
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,713
−HK$880/mo
Today · 4.125%
HK$29,593
baseline
▲ 0.50% · 4.625%
HK$31,394
+HK$1,801/mo
Deposit HK$678K · loan HK$6.11M · min. income ≈ HK$59,186/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,979
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,810
−HK$843/mo
Today · 4.125%
HK$32,653
baseline
▲ 0.50% · 4.625%
HK$34,374
+HK$1,721/mo
Deposit HK$678K · loan HK$6.11M · min. income ≈ HK$65,306/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,535 · Scale 2, in force from 26 Feb 2026)