LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,708
−HK$9,701/mo
▼ 0.25% · 3.875%
HK$159,520
−HK$4,889/mo
Today · 4.125%
HK$164,409
baseline
▲ 0.50% · 4.625%
HK$174,413
+HK$10,004/mo
Deposit HK$33.92M · loan HK$33.92M · min. income ≈ HK$328,818/mo (50% DSR)
Upfront cash ≈ HK$36.81M (deposit + AVD stamp duty HK$2,883,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,111
−HK$9,298/mo
▼ 0.25% · 3.875%
HK$176,727
−HK$4,682/mo
Today · 4.125%
HK$181,409
baseline
▲ 0.50% · 4.625%
HK$190,972
+HK$9,563/mo
Deposit HK$33.92M · loan HK$33.92M · min. income ≈ HK$362,818/mo (50% DSR)
Upfront cash ≈ HK$36.81M (deposit + AVD stamp duty HK$2,883,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,649
−HK$11,642/mo
▼ 0.25% · 3.875%
HK$191,424
−HK$5,867/mo
Today · 4.125%
HK$197,291
baseline
▲ 0.50% · 4.625%
HK$209,296
+HK$12,005/mo
Deposit HK$27.14M · loan HK$40.71M · min. income ≈ HK$394,582/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,883,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,533
−HK$11,158/mo
▼ 0.25% · 3.875%
HK$212,072
−HK$5,619/mo
Today · 4.125%
HK$217,691
baseline
▲ 0.50% · 4.625%
HK$229,166
+HK$11,475/mo
Deposit HK$27.14M · loan HK$40.71M · min. income ≈ HK$435,382/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,883,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,591
−HK$13,582/mo
▼ 0.25% · 3.875%
HK$223,328
−HK$6,845/mo
Today · 4.125%
HK$230,173
baseline
▲ 0.50% · 4.625%
HK$244,178
+HK$14,005/mo
Deposit HK$20.35M · loan HK$47.49M · min. income ≈ HK$460,346/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,883,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,955
−HK$13,018/mo
▼ 0.25% · 3.875%
HK$247,417
−HK$6,556/mo
Today · 4.125%
HK$253,973
baseline
▲ 0.50% · 4.625%
HK$267,360
+HK$13,387/mo
Deposit HK$20.35M · loan HK$47.49M · min. income ≈ HK$507,946/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,883,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,474
−HK$17,462/mo
▼ 0.25% · 3.875%
HK$287,136
−HK$8,800/mo
Today · 4.125%
HK$295,936
baseline
▲ 0.50% · 4.625%
HK$313,943
+HK$18,007/mo
Deposit HK$6.78M · loan HK$61.06M · min. income ≈ HK$591,872/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,883,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,799
−HK$16,738/mo
▼ 0.25% · 3.875%
HK$318,108
−HK$8,429/mo
Today · 4.125%
HK$326,537
baseline
▲ 0.50% · 4.625%
HK$343,749
+HK$17,212/mo
Deposit HK$6.78M · loan HK$61.06M · min. income ≈ HK$653,074/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,883,480 · Scale 2, in force from 26 Feb 2026)