LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,714
−HK$9,702/mo
▼ 0.25% · 3.875%
HK$159,527
−HK$4,889/mo
Today · 4.125%
HK$164,416
baseline
▲ 0.50% · 4.625%
HK$174,420
+HK$10,004/mo
Deposit HK$33.92M · loan HK$33.92M · min. income ≈ HK$328,832/mo (50% DSR)
Upfront cash ≈ HK$36.81M (deposit + AVD stamp duty HK$2,883,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,118
−HK$9,299/mo
▼ 0.25% · 3.875%
HK$176,734
−HK$4,683/mo
Today · 4.125%
HK$181,417
baseline
▲ 0.50% · 4.625%
HK$190,980
+HK$9,563/mo
Deposit HK$33.92M · loan HK$33.92M · min. income ≈ HK$362,834/mo (50% DSR)
Upfront cash ≈ HK$36.81M (deposit + AVD stamp duty HK$2,883,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,657
−HK$11,642/mo
▼ 0.25% · 3.875%
HK$191,432
−HK$5,867/mo
Today · 4.125%
HK$197,299
baseline
▲ 0.50% · 4.625%
HK$209,304
+HK$12,005/mo
Deposit HK$27.14M · loan HK$40.71M · min. income ≈ HK$394,598/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,883,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,541
−HK$11,159/mo
▼ 0.25% · 3.875%
HK$212,081
−HK$5,619/mo
Today · 4.125%
HK$217,700
baseline
▲ 0.50% · 4.625%
HK$229,176
+HK$11,476/mo
Deposit HK$27.14M · loan HK$40.71M · min. income ≈ HK$435,400/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,883,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,600
−HK$13,582/mo
▼ 0.25% · 3.875%
HK$223,337
−HK$6,845/mo
Today · 4.125%
HK$230,182
baseline
▲ 0.50% · 4.625%
HK$244,189
+HK$14,007/mo
Deposit HK$20.35M · loan HK$47.49M · min. income ≈ HK$460,364/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,883,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,965
−HK$13,019/mo
▼ 0.25% · 3.875%
HK$247,428
−HK$6,556/mo
Today · 4.125%
HK$253,984
baseline
▲ 0.50% · 4.625%
HK$267,371
+HK$13,387/mo
Deposit HK$20.35M · loan HK$47.49M · min. income ≈ HK$507,968/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,883,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,485
−HK$17,464/mo
▼ 0.25% · 3.875%
HK$287,148
−HK$8,801/mo
Today · 4.125%
HK$295,949
baseline
▲ 0.50% · 4.625%
HK$313,957
+HK$18,008/mo
Deposit HK$6.78M · loan HK$61.06M · min. income ≈ HK$591,898/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,883,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,812
−HK$16,738/mo
▼ 0.25% · 3.875%
HK$318,121
−HK$8,429/mo
Today · 4.125%
HK$326,550
baseline
▲ 0.50% · 4.625%
HK$343,763
+HK$17,213/mo
Deposit HK$6.78M · loan HK$61.06M · min. income ≈ HK$653,100/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,883,602 · Scale 2, in force from 26 Feb 2026)