LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,472
−HK$970/mo
▼ 0.25% · 3.875%
HK$15,953
−HK$489/mo
Today · 4.125%
HK$16,442
baseline
▲ 0.50% · 4.625%
HK$17,442
+HK$1,000/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$32,884/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,212
−HK$930/mo
▼ 0.25% · 3.875%
HK$17,674
−HK$468/mo
Today · 4.125%
HK$18,142
baseline
▲ 0.50% · 4.625%
HK$19,098
+HK$956/mo
Deposit HK$3.39M · loan HK$3.39M · min. income ≈ HK$36,284/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,566
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,143
−HK$587/mo
Today · 4.125%
HK$19,730
baseline
▲ 0.50% · 4.625%
HK$20,931
+HK$1,201/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$39,460/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,654
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,208
−HK$562/mo
Today · 4.125%
HK$21,770
baseline
▲ 0.50% · 4.625%
HK$22,918
+HK$1,148/mo
Deposit HK$2.71M · loan HK$4.07M · min. income ≈ HK$43,540/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,660
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,334
−HK$685/mo
Today · 4.125%
HK$23,019
baseline
▲ 0.50% · 4.625%
HK$24,419
+HK$1,400/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,038/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,097
−HK$1,302/mo
▼ 0.25% · 3.875%
HK$24,743
−HK$656/mo
Today · 4.125%
HK$25,399
baseline
▲ 0.50% · 4.625%
HK$26,737
+HK$1,338/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,798/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,849
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,715
−HK$880/mo
Today · 4.125%
HK$29,595
baseline
▲ 0.50% · 4.625%
HK$31,396
+HK$1,801/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,190/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,551 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,982
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,812
−HK$843/mo
Today · 4.125%
HK$32,655
baseline
▲ 0.50% · 4.625%
HK$34,377
+HK$1,722/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,310/mo (50% DSR)
Upfront cash ≈ HK$882K (deposit + AVD stamp duty HK$203,551 · Scale 2, in force from 26 Feb 2026)