LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,716
−HK$9,702/mo
▼ 0.25% · 3.875%
HK$159,529
−HK$4,889/mo
Today · 4.125%
HK$164,418
baseline
▲ 0.50% · 4.625%
HK$174,423
+HK$10,005/mo
Deposit HK$33.93M · loan HK$33.93M · min. income ≈ HK$328,836/mo (50% DSR)
Upfront cash ≈ HK$36.81M (deposit + AVD stamp duty HK$2,883,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,120
−HK$9,300/mo
▼ 0.25% · 3.875%
HK$176,737
−HK$4,683/mo
Today · 4.125%
HK$181,420
baseline
▲ 0.50% · 4.625%
HK$190,982
+HK$9,562/mo
Deposit HK$33.93M · loan HK$33.93M · min. income ≈ HK$362,840/mo (50% DSR)
Upfront cash ≈ HK$36.81M (deposit + AVD stamp duty HK$2,883,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,660
−HK$11,642/mo
▼ 0.25% · 3.875%
HK$191,435
−HK$5,867/mo
Today · 4.125%
HK$197,302
baseline
▲ 0.50% · 4.625%
HK$209,308
+HK$12,006/mo
Deposit HK$27.14M · loan HK$40.71M · min. income ≈ HK$394,604/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,883,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,545
−HK$11,158/mo
▼ 0.25% · 3.875%
HK$212,084
−HK$5,619/mo
Today · 4.125%
HK$217,703
baseline
▲ 0.50% · 4.625%
HK$229,179
+HK$11,476/mo
Deposit HK$27.14M · loan HK$40.71M · min. income ≈ HK$435,406/mo (50% DSR)
Upfront cash ≈ HK$30.02M (deposit + AVD stamp duty HK$2,883,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,603
−HK$13,583/mo
▼ 0.25% · 3.875%
HK$223,341
−HK$6,845/mo
Today · 4.125%
HK$230,186
baseline
▲ 0.50% · 4.625%
HK$244,192
+HK$14,006/mo
Deposit HK$20.36M · loan HK$47.50M · min. income ≈ HK$460,372/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,883,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$240,969
−HK$13,018/mo
▼ 0.25% · 3.875%
HK$247,431
−HK$6,556/mo
Today · 4.125%
HK$253,987
baseline
▲ 0.50% · 4.625%
HK$267,375
+HK$13,388/mo
Deposit HK$20.36M · loan HK$47.50M · min. income ≈ HK$507,974/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,883,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,490
−HK$17,463/mo
▼ 0.25% · 3.875%
HK$287,152
−HK$8,801/mo
Today · 4.125%
HK$295,953
baseline
▲ 0.50% · 4.625%
HK$313,961
+HK$18,008/mo
Deposit HK$6.79M · loan HK$61.07M · min. income ≈ HK$591,906/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,883,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,817
−HK$16,738/mo
▼ 0.25% · 3.875%
HK$318,126
−HK$8,429/mo
Today · 4.125%
HK$326,555
baseline
▲ 0.50% · 4.625%
HK$343,768
+HK$17,213/mo
Deposit HK$6.79M · loan HK$61.07M · min. income ≈ HK$653,110/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,883,644 · Scale 2, in force from 26 Feb 2026)