LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,742
−HK$9,703/mo
▼ 0.25% · 3.875%
HK$159,555
−HK$4,890/mo
Today · 4.125%
HK$164,445
baseline
▲ 0.50% · 4.625%
HK$174,451
+HK$10,006/mo
Deposit HK$33.93M · loan HK$33.93M · min. income ≈ HK$328,890/mo (50% DSR)
Upfront cash ≈ HK$36.81M (deposit + AVD stamp duty HK$2,884,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,149
−HK$9,300/mo
▼ 0.25% · 3.875%
HK$176,765
−HK$4,684/mo
Today · 4.125%
HK$181,449
baseline
▲ 0.50% · 4.625%
HK$191,014
+HK$9,565/mo
Deposit HK$33.93M · loan HK$33.93M · min. income ≈ HK$362,898/mo (50% DSR)
Upfront cash ≈ HK$36.81M (deposit + AVD stamp duty HK$2,884,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,690
−HK$11,644/mo
▼ 0.25% · 3.875%
HK$191,466
−HK$5,868/mo
Today · 4.125%
HK$197,334
baseline
▲ 0.50% · 4.625%
HK$209,342
+HK$12,008/mo
Deposit HK$27.14M · loan HK$40.72M · min. income ≈ HK$394,668/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,884,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,578
−HK$11,161/mo
▼ 0.25% · 3.875%
HK$212,119
−HK$5,620/mo
Today · 4.125%
HK$217,739
baseline
▲ 0.50% · 4.625%
HK$229,216
+HK$11,477/mo
Deposit HK$27.14M · loan HK$40.72M · min. income ≈ HK$435,478/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,884,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,638
−HK$13,585/mo
▼ 0.25% · 3.875%
HK$223,377
−HK$6,846/mo
Today · 4.125%
HK$230,223
baseline
▲ 0.50% · 4.625%
HK$244,232
+HK$14,009/mo
Deposit HK$20.36M · loan HK$47.50M · min. income ≈ HK$460,446/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,884,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,008
−HK$13,021/mo
▼ 0.25% · 3.875%
HK$247,472
−HK$6,557/mo
Today · 4.125%
HK$254,029
baseline
▲ 0.50% · 4.625%
HK$267,419
+HK$13,390/mo
Deposit HK$20.36M · loan HK$47.50M · min. income ≈ HK$508,058/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,884,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,535
−HK$17,467/mo
▼ 0.25% · 3.875%
HK$287,199
−HK$8,803/mo
Today · 4.125%
HK$296,002
baseline
▲ 0.50% · 4.625%
HK$314,013
+HK$18,011/mo
Deposit HK$6.79M · loan HK$61.08M · min. income ≈ HK$592,004/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,884,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,867
−HK$16,741/mo
▼ 0.25% · 3.875%
HK$318,178
−HK$8,430/mo
Today · 4.125%
HK$326,608
baseline
▲ 0.50% · 4.625%
HK$343,824
+HK$17,216/mo
Deposit HK$6.79M · loan HK$61.08M · min. income ≈ HK$653,216/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,884,114 · Scale 2, in force from 26 Feb 2026)