LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,756
−HK$9,704/mo
▼ 0.25% · 3.875%
HK$159,569
−HK$4,891/mo
Today · 4.125%
HK$164,460
baseline
▲ 0.50% · 4.625%
HK$174,467
+HK$10,007/mo
Deposit HK$33.93M · loan HK$33.93M · min. income ≈ HK$328,920/mo (50% DSR)
Upfront cash ≈ HK$36.82M (deposit + AVD stamp duty HK$2,884,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,164
−HK$9,302/mo
▼ 0.25% · 3.875%
HK$176,782
−HK$4,684/mo
Today · 4.125%
HK$181,466
baseline
▲ 0.50% · 4.625%
HK$191,031
+HK$9,565/mo
Deposit HK$33.93M · loan HK$33.93M · min. income ≈ HK$362,932/mo (50% DSR)
Upfront cash ≈ HK$36.82M (deposit + AVD stamp duty HK$2,884,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,707
−HK$11,645/mo
▼ 0.25% · 3.875%
HK$191,483
−HK$5,869/mo
Today · 4.125%
HK$197,352
baseline
▲ 0.50% · 4.625%
HK$209,361
+HK$12,009/mo
Deposit HK$27.15M · loan HK$40.72M · min. income ≈ HK$394,704/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,884,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,597
−HK$11,162/mo
▼ 0.25% · 3.875%
HK$212,138
−HK$5,621/mo
Today · 4.125%
HK$217,759
baseline
▲ 0.50% · 4.625%
HK$229,237
+HK$11,478/mo
Deposit HK$27.15M · loan HK$40.72M · min. income ≈ HK$435,518/mo (50% DSR)
Upfront cash ≈ HK$30.03M (deposit + AVD stamp duty HK$2,884,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,658
−HK$13,586/mo
▼ 0.25% · 3.875%
HK$223,397
−HK$6,847/mo
Today · 4.125%
HK$230,244
baseline
▲ 0.50% · 4.625%
HK$244,254
+HK$14,010/mo
Deposit HK$20.36M · loan HK$47.51M · min. income ≈ HK$460,488/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,884,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,030
−HK$13,022/mo
▼ 0.25% · 3.875%
HK$247,494
−HK$6,558/mo
Today · 4.125%
HK$254,052
baseline
▲ 0.50% · 4.625%
HK$267,443
+HK$13,391/mo
Deposit HK$20.36M · loan HK$47.51M · min. income ≈ HK$508,104/mo (50% DSR)
Upfront cash ≈ HK$23.24M (deposit + AVD stamp duty HK$2,884,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,560
−HK$17,468/mo
▼ 0.25% · 3.875%
HK$287,225
−HK$8,803/mo
Today · 4.125%
HK$296,028
baseline
▲ 0.50% · 4.625%
HK$314,041
+HK$18,013/mo
Deposit HK$6.79M · loan HK$61.08M · min. income ≈ HK$592,056/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,884,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,896
−HK$16,742/mo
▼ 0.25% · 3.875%
HK$318,207
−HK$8,431/mo
Today · 4.125%
HK$326,638
baseline
▲ 0.50% · 4.625%
HK$343,856
+HK$17,218/mo
Deposit HK$6.79M · loan HK$61.08M · min. income ≈ HK$653,276/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,884,377 · Scale 2, in force from 26 Feb 2026)