LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,774
−HK$9,706/mo
▼ 0.25% · 3.875%
HK$159,588
−HK$4,892/mo
Today · 4.125%
HK$164,480
baseline
▲ 0.50% · 4.625%
HK$174,488
+HK$10,008/mo
Deposit HK$33.94M · loan HK$33.94M · min. income ≈ HK$328,960/mo (50% DSR)
Upfront cash ≈ HK$36.82M (deposit + AVD stamp duty HK$2,884,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,185
−HK$9,302/mo
▼ 0.25% · 3.875%
HK$176,803
−HK$4,684/mo
Today · 4.125%
HK$181,487
baseline
▲ 0.50% · 4.625%
HK$191,054
+HK$9,567/mo
Deposit HK$33.94M · loan HK$33.94M · min. income ≈ HK$362,974/mo (50% DSR)
Upfront cash ≈ HK$36.82M (deposit + AVD stamp duty HK$2,884,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,729
−HK$11,647/mo
▼ 0.25% · 3.875%
HK$191,506
−HK$5,870/mo
Today · 4.125%
HK$197,376
baseline
▲ 0.50% · 4.625%
HK$209,386
+HK$12,010/mo
Deposit HK$27.15M · loan HK$40.73M · min. income ≈ HK$394,752/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,884,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,622
−HK$11,163/mo
▼ 0.25% · 3.875%
HK$212,163
−HK$5,622/mo
Today · 4.125%
HK$217,785
baseline
▲ 0.50% · 4.625%
HK$229,264
+HK$11,479/mo
Deposit HK$27.15M · loan HK$40.73M · min. income ≈ HK$435,570/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,884,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,684
−HK$13,588/mo
▼ 0.25% · 3.875%
HK$223,424
−HK$6,848/mo
Today · 4.125%
HK$230,272
baseline
▲ 0.50% · 4.625%
HK$244,283
+HK$14,011/mo
Deposit HK$20.36M · loan HK$47.51M · min. income ≈ HK$460,544/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,884,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,058
−HK$13,024/mo
▼ 0.25% · 3.875%
HK$247,524
−HK$6,558/mo
Today · 4.125%
HK$254,082
baseline
▲ 0.50% · 4.625%
HK$267,475
+HK$13,393/mo
Deposit HK$20.36M · loan HK$47.51M · min. income ≈ HK$508,164/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,884,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,593
−HK$17,471/mo
▼ 0.25% · 3.875%
HK$287,259
−HK$8,805/mo
Today · 4.125%
HK$296,064
baseline
▲ 0.50% · 4.625%
HK$314,078
+HK$18,014/mo
Deposit HK$6.79M · loan HK$61.09M · min. income ≈ HK$592,128/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,884,719 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,932
−HK$16,745/mo
▼ 0.25% · 3.875%
HK$318,245
−HK$8,432/mo
Today · 4.125%
HK$326,677
baseline
▲ 0.50% · 4.625%
HK$343,897
+HK$17,220/mo
Deposit HK$6.79M · loan HK$61.09M · min. income ≈ HK$653,354/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,884,719 · Scale 2, in force from 26 Feb 2026)