LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,780
−HK$9,706/mo
▼ 0.25% · 3.875%
HK$159,595
−HK$4,891/mo
Today · 4.125%
HK$164,486
baseline
▲ 0.50% · 4.625%
HK$174,495
+HK$10,009/mo
Deposit HK$33.94M · loan HK$33.94M · min. income ≈ HK$328,972/mo (50% DSR)
Upfront cash ≈ HK$36.82M (deposit + AVD stamp duty HK$2,884,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,192
−HK$9,303/mo
▼ 0.25% · 3.875%
HK$176,810
−HK$4,685/mo
Today · 4.125%
HK$181,495
baseline
▲ 0.50% · 4.625%
HK$191,061
+HK$9,566/mo
Deposit HK$33.94M · loan HK$33.94M · min. income ≈ HK$362,990/mo (50% DSR)
Upfront cash ≈ HK$36.82M (deposit + AVD stamp duty HK$2,884,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,736
−HK$11,648/mo
▼ 0.25% · 3.875%
HK$191,514
−HK$5,870/mo
Today · 4.125%
HK$197,384
baseline
▲ 0.50% · 4.625%
HK$209,394
+HK$12,010/mo
Deposit HK$27.15M · loan HK$40.73M · min. income ≈ HK$394,768/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,884,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,630
−HK$11,164/mo
▼ 0.25% · 3.875%
HK$212,172
−HK$5,622/mo
Today · 4.125%
HK$217,794
baseline
▲ 0.50% · 4.625%
HK$229,274
+HK$11,480/mo
Deposit HK$27.15M · loan HK$40.73M · min. income ≈ HK$435,588/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,884,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,693
−HK$13,588/mo
▼ 0.25% · 3.875%
HK$223,433
−HK$6,848/mo
Today · 4.125%
HK$230,281
baseline
▲ 0.50% · 4.625%
HK$244,293
+HK$14,012/mo
Deposit HK$20.36M · loan HK$47.51M · min. income ≈ HK$460,562/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,884,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,068
−HK$13,024/mo
▼ 0.25% · 3.875%
HK$247,534
−HK$6,558/mo
Today · 4.125%
HK$254,092
baseline
▲ 0.50% · 4.625%
HK$267,486
+HK$13,394/mo
Deposit HK$20.36M · loan HK$47.51M · min. income ≈ HK$508,184/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,884,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,605
−HK$17,471/mo
▼ 0.25% · 3.875%
HK$287,271
−HK$8,805/mo
Today · 4.125%
HK$296,076
baseline
▲ 0.50% · 4.625%
HK$314,091
+HK$18,015/mo
Deposit HK$6.79M · loan HK$61.09M · min. income ≈ HK$592,152/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,884,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,945
−HK$16,745/mo
▼ 0.25% · 3.875%
HK$318,257
−HK$8,433/mo
Today · 4.125%
HK$326,690
baseline
▲ 0.50% · 4.625%
HK$343,911
+HK$17,221/mo
Deposit HK$6.79M · loan HK$61.09M · min. income ≈ HK$653,380/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,884,837 · Scale 2, in force from 26 Feb 2026)