LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,784
−HK$9,707/mo
▼ 0.25% · 3.875%
HK$159,599
−HK$4,892/mo
Today · 4.125%
HK$164,491
baseline
▲ 0.50% · 4.625%
HK$174,499
+HK$10,008/mo
Deposit HK$33.94M · loan HK$33.94M · min. income ≈ HK$328,982/mo (50% DSR)
Upfront cash ≈ HK$36.82M (deposit + AVD stamp duty HK$2,884,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,196
−HK$9,303/mo
▼ 0.25% · 3.875%
HK$176,814
−HK$4,685/mo
Today · 4.125%
HK$181,499
baseline
▲ 0.50% · 4.625%
HK$191,066
+HK$9,567/mo
Deposit HK$33.94M · loan HK$33.94M · min. income ≈ HK$362,998/mo (50% DSR)
Upfront cash ≈ HK$36.82M (deposit + AVD stamp duty HK$2,884,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,741
−HK$11,648/mo
▼ 0.25% · 3.875%
HK$191,519
−HK$5,870/mo
Today · 4.125%
HK$197,389
baseline
▲ 0.50% · 4.625%
HK$209,399
+HK$12,010/mo
Deposit HK$27.15M · loan HK$40.73M · min. income ≈ HK$394,778/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,884,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,635
−HK$11,164/mo
▼ 0.25% · 3.875%
HK$212,177
−HK$5,622/mo
Today · 4.125%
HK$217,799
baseline
▲ 0.50% · 4.625%
HK$229,279
+HK$11,480/mo
Deposit HK$27.15M · loan HK$40.73M · min. income ≈ HK$435,598/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,884,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,698
−HK$13,589/mo
▼ 0.25% · 3.875%
HK$223,438
−HK$6,849/mo
Today · 4.125%
HK$230,287
baseline
▲ 0.50% · 4.625%
HK$244,299
+HK$14,012/mo
Deposit HK$20.36M · loan HK$47.52M · min. income ≈ HK$460,574/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,884,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,074
−HK$13,025/mo
▼ 0.25% · 3.875%
HK$247,540
−HK$6,559/mo
Today · 4.125%
HK$254,099
baseline
▲ 0.50% · 4.625%
HK$267,493
+HK$13,394/mo
Deposit HK$20.36M · loan HK$47.52M · min. income ≈ HK$508,198/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,884,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,612
−HK$17,471/mo
▼ 0.25% · 3.875%
HK$287,278
−HK$8,805/mo
Today · 4.125%
HK$296,083
baseline
▲ 0.50% · 4.625%
HK$314,099
+HK$18,016/mo
Deposit HK$6.79M · loan HK$61.09M · min. income ≈ HK$592,166/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,884,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,953
−HK$16,745/mo
▼ 0.25% · 3.875%
HK$318,265
−HK$8,433/mo
Today · 4.125%
HK$326,698
baseline
▲ 0.50% · 4.625%
HK$343,919
+HK$17,221/mo
Deposit HK$6.79M · loan HK$61.09M · min. income ≈ HK$653,396/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,884,907 · Scale 2, in force from 26 Feb 2026)