LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,807
−HK$9,708/mo
▼ 0.25% · 3.875%
HK$159,623
−HK$4,892/mo
Today · 4.125%
HK$164,515
baseline
▲ 0.50% · 4.625%
HK$174,525
+HK$10,010/mo
Deposit HK$33.95M · loan HK$33.95M · min. income ≈ HK$329,030/mo (50% DSR)
Upfront cash ≈ HK$36.83M (deposit + AVD stamp duty HK$2,885,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,221
−HK$9,305/mo
▼ 0.25% · 3.875%
HK$176,840
−HK$4,686/mo
Today · 4.125%
HK$181,526
baseline
▲ 0.50% · 4.625%
HK$191,095
+HK$9,569/mo
Deposit HK$33.95M · loan HK$33.95M · min. income ≈ HK$363,052/mo (50% DSR)
Upfront cash ≈ HK$36.83M (deposit + AVD stamp duty HK$2,885,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,769
−HK$11,649/mo
▼ 0.25% · 3.875%
HK$191,547
−HK$5,871/mo
Today · 4.125%
HK$197,418
baseline
▲ 0.50% · 4.625%
HK$209,430
+HK$12,012/mo
Deposit HK$27.16M · loan HK$40.73M · min. income ≈ HK$394,836/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,885,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,666
−HK$11,165/mo
▼ 0.25% · 3.875%
HK$212,208
−HK$5,623/mo
Today · 4.125%
HK$217,831
baseline
▲ 0.50% · 4.625%
HK$229,313
+HK$11,482/mo
Deposit HK$27.16M · loan HK$40.73M · min. income ≈ HK$435,662/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,885,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,730
−HK$13,591/mo
▼ 0.25% · 3.875%
HK$223,472
−HK$6,849/mo
Today · 4.125%
HK$230,321
baseline
▲ 0.50% · 4.625%
HK$244,335
+HK$14,014/mo
Deposit HK$20.37M · loan HK$47.52M · min. income ≈ HK$460,642/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,885,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,110
−HK$13,026/mo
▼ 0.25% · 3.875%
HK$247,576
−HK$6,560/mo
Today · 4.125%
HK$254,136
baseline
▲ 0.50% · 4.625%
HK$267,532
+HK$13,396/mo
Deposit HK$20.37M · loan HK$47.52M · min. income ≈ HK$508,272/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,885,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,653
−HK$17,474/mo
▼ 0.25% · 3.875%
HK$287,321
−HK$8,806/mo
Today · 4.125%
HK$296,127
baseline
▲ 0.50% · 4.625%
HK$314,146
+HK$18,019/mo
Deposit HK$6.79M · loan HK$61.10M · min. income ≈ HK$592,254/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,885,336 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$309,999
−HK$16,748/mo
▼ 0.25% · 3.875%
HK$318,313
−HK$8,434/mo
Today · 4.125%
HK$326,747
baseline
▲ 0.50% · 4.625%
HK$343,970
+HK$17,223/mo
Deposit HK$6.79M · loan HK$61.10M · min. income ≈ HK$653,494/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,885,336 · Scale 2, in force from 26 Feb 2026)