LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,815
−HK$9,708/mo
▼ 0.25% · 3.875%
HK$159,630
−HK$4,893/mo
Today · 4.125%
HK$164,523
baseline
▲ 0.50% · 4.625%
HK$174,534
+HK$10,011/mo
Deposit HK$33.95M · loan HK$33.95M · min. income ≈ HK$329,046/mo (50% DSR)
Upfront cash ≈ HK$36.83M (deposit + AVD stamp duty HK$2,885,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,230
−HK$9,305/mo
▼ 0.25% · 3.875%
HK$176,849
−HK$4,686/mo
Today · 4.125%
HK$181,535
baseline
▲ 0.50% · 4.625%
HK$191,104
+HK$9,569/mo
Deposit HK$33.95M · loan HK$33.95M · min. income ≈ HK$363,070/mo (50% DSR)
Upfront cash ≈ HK$36.83M (deposit + AVD stamp duty HK$2,885,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,778
−HK$11,650/mo
▼ 0.25% · 3.875%
HK$191,556
−HK$5,872/mo
Today · 4.125%
HK$197,428
baseline
▲ 0.50% · 4.625%
HK$209,441
+HK$12,013/mo
Deposit HK$27.16M · loan HK$40.74M · min. income ≈ HK$394,856/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,885,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,676
−HK$11,166/mo
▼ 0.25% · 3.875%
HK$212,219
−HK$5,623/mo
Today · 4.125%
HK$217,842
baseline
▲ 0.50% · 4.625%
HK$229,325
+HK$11,483/mo
Deposit HK$27.16M · loan HK$40.74M · min. income ≈ HK$435,684/mo (50% DSR)
Upfront cash ≈ HK$30.04M (deposit + AVD stamp duty HK$2,885,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,741
−HK$13,591/mo
▼ 0.25% · 3.875%
HK$223,482
−HK$6,850/mo
Today · 4.125%
HK$230,332
baseline
▲ 0.50% · 4.625%
HK$244,347
+HK$14,015/mo
Deposit HK$20.37M · loan HK$47.53M · min. income ≈ HK$460,664/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,885,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,122
−HK$13,027/mo
▼ 0.25% · 3.875%
HK$247,588
−HK$6,561/mo
Today · 4.125%
HK$254,149
baseline
▲ 0.50% · 4.625%
HK$267,545
+HK$13,396/mo
Deposit HK$20.37M · loan HK$47.53M · min. income ≈ HK$508,298/mo (50% DSR)
Upfront cash ≈ HK$23.25M (deposit + AVD stamp duty HK$2,885,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,666
−HK$17,475/mo
▼ 0.25% · 3.875%
HK$287,335
−HK$8,806/mo
Today · 4.125%
HK$296,141
baseline
▲ 0.50% · 4.625%
HK$314,161
+HK$18,020/mo
Deposit HK$6.79M · loan HK$61.10M · min. income ≈ HK$592,282/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,885,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,014
−HK$16,749/mo
▼ 0.25% · 3.875%
HK$318,328
−HK$8,435/mo
Today · 4.125%
HK$326,763
baseline
▲ 0.50% · 4.625%
HK$343,987
+HK$17,224/mo
Deposit HK$6.79M · loan HK$61.10M · min. income ≈ HK$653,526/mo (50% DSR)
Upfront cash ≈ HK$9.67M (deposit + AVD stamp duty HK$2,885,476 · Scale 2, in force from 26 Feb 2026)