LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,843
−HK$9,710/mo
▼ 0.25% · 3.875%
HK$159,660
−HK$4,893/mo
Today · 4.125%
HK$164,553
baseline
▲ 0.50% · 4.625%
HK$174,566
+HK$10,013/mo
Deposit HK$33.95M · loan HK$33.95M · min. income ≈ HK$329,106/mo (50% DSR)
Upfront cash ≈ HK$36.84M (deposit + AVD stamp duty HK$2,886,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,261
−HK$9,307/mo
▼ 0.25% · 3.875%
HK$176,881
−HK$4,687/mo
Today · 4.125%
HK$181,568
baseline
▲ 0.50% · 4.625%
HK$191,139
+HK$9,571/mo
Deposit HK$33.95M · loan HK$33.95M · min. income ≈ HK$363,136/mo (50% DSR)
Upfront cash ≈ HK$36.84M (deposit + AVD stamp duty HK$2,886,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,812
−HK$11,652/mo
▼ 0.25% · 3.875%
HK$191,592
−HK$5,872/mo
Today · 4.125%
HK$197,464
baseline
▲ 0.50% · 4.625%
HK$209,479
+HK$12,015/mo
Deposit HK$27.16M · loan HK$40.74M · min. income ≈ HK$394,928/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,886,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,714
−HK$11,168/mo
▼ 0.25% · 3.875%
HK$212,258
−HK$5,624/mo
Today · 4.125%
HK$217,882
baseline
▲ 0.50% · 4.625%
HK$229,367
+HK$11,485/mo
Deposit HK$27.16M · loan HK$40.74M · min. income ≈ HK$435,764/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,886,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,780
−HK$13,594/mo
▼ 0.25% · 3.875%
HK$223,524
−HK$6,850/mo
Today · 4.125%
HK$230,374
baseline
▲ 0.50% · 4.625%
HK$244,392
+HK$14,018/mo
Deposit HK$20.37M · loan HK$47.53M · min. income ≈ HK$460,748/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$2,886,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,166
−HK$13,029/mo
▼ 0.25% · 3.875%
HK$247,634
−HK$6,561/mo
Today · 4.125%
HK$254,195
baseline
▲ 0.50% · 4.625%
HK$267,594
+HK$13,399/mo
Deposit HK$20.37M · loan HK$47.53M · min. income ≈ HK$508,390/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$2,886,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,718
−HK$17,478/mo
▼ 0.25% · 3.875%
HK$287,387
−HK$8,809/mo
Today · 4.125%
HK$296,196
baseline
▲ 0.50% · 4.625%
HK$314,219
+HK$18,023/mo
Deposit HK$6.79M · loan HK$61.12M · min. income ≈ HK$592,392/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,886,006 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,071
−HK$16,752/mo
▼ 0.25% · 3.875%
HK$318,387
−HK$8,436/mo
Today · 4.125%
HK$326,823
baseline
▲ 0.50% · 4.625%
HK$344,050
+HK$17,227/mo
Deposit HK$6.79M · loan HK$61.12M · min. income ≈ HK$653,646/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,886,006 · Scale 2, in force from 26 Feb 2026)