LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,861
−HK$9,711/mo
▼ 0.25% · 3.875%
HK$159,678
−HK$4,894/mo
Today · 4.125%
HK$164,572
baseline
▲ 0.50% · 4.625%
HK$174,586
+HK$10,014/mo
Deposit HK$33.96M · loan HK$33.96M · min. income ≈ HK$329,144/mo (50% DSR)
Upfront cash ≈ HK$36.84M (deposit + AVD stamp duty HK$2,886,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,281
−HK$9,308/mo
▼ 0.25% · 3.875%
HK$176,902
−HK$4,687/mo
Today · 4.125%
HK$181,589
baseline
▲ 0.50% · 4.625%
HK$191,161
+HK$9,572/mo
Deposit HK$33.96M · loan HK$33.96M · min. income ≈ HK$363,178/mo (50% DSR)
Upfront cash ≈ HK$36.84M (deposit + AVD stamp duty HK$2,886,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,833
−HK$11,653/mo
▼ 0.25% · 3.875%
HK$191,614
−HK$5,872/mo
Today · 4.125%
HK$197,486
baseline
▲ 0.50% · 4.625%
HK$209,503
+HK$12,017/mo
Deposit HK$27.17M · loan HK$40.75M · min. income ≈ HK$394,972/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,886,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,737
−HK$11,170/mo
▼ 0.25% · 3.875%
HK$212,282
−HK$5,625/mo
Today · 4.125%
HK$217,907
baseline
▲ 0.50% · 4.625%
HK$229,393
+HK$11,486/mo
Deposit HK$27.17M · loan HK$40.75M · min. income ≈ HK$435,814/mo (50% DSR)
Upfront cash ≈ HK$30.05M (deposit + AVD stamp duty HK$2,886,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,805
−HK$13,596/mo
▼ 0.25% · 3.875%
HK$223,549
−HK$6,852/mo
Today · 4.125%
HK$230,401
baseline
▲ 0.50% · 4.625%
HK$244,420
+HK$14,019/mo
Deposit HK$20.37M · loan HK$47.54M · min. income ≈ HK$460,802/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$2,886,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,194
−HK$13,031/mo
▼ 0.25% · 3.875%
HK$247,662
−HK$6,563/mo
Today · 4.125%
HK$254,225
baseline
▲ 0.50% · 4.625%
HK$267,625
+HK$13,400/mo
Deposit HK$20.37M · loan HK$47.54M · min. income ≈ HK$508,450/mo (50% DSR)
Upfront cash ≈ HK$23.26M (deposit + AVD stamp duty HK$2,886,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,750
−HK$17,480/mo
▼ 0.25% · 3.875%
HK$287,420
−HK$8,810/mo
Today · 4.125%
HK$296,230
baseline
▲ 0.50% · 4.625%
HK$314,255
+HK$18,025/mo
Deposit HK$6.79M · loan HK$61.12M · min. income ≈ HK$592,460/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,886,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,106
−HK$16,754/mo
▼ 0.25% · 3.875%
HK$318,423
−HK$8,437/mo
Today · 4.125%
HK$326,860
baseline
▲ 0.50% · 4.625%
HK$344,089
+HK$17,229/mo
Deposit HK$6.79M · loan HK$61.12M · min. income ≈ HK$653,720/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,886,337 · Scale 2, in force from 26 Feb 2026)