LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,488
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,969
−HK$490/mo
Today · 4.125%
HK$16,459
baseline
▲ 0.50% · 4.625%
HK$17,460
+HK$1,001/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,918/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,230
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,692
−HK$469/mo
Today · 4.125%
HK$18,161
baseline
▲ 0.50% · 4.625%
HK$19,118
+HK$957/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,322/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,585
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,163
−HK$588/mo
Today · 4.125%
HK$19,751
baseline
▲ 0.50% · 4.625%
HK$20,952
+HK$1,201/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,502/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,676
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,230
−HK$563/mo
Today · 4.125%
HK$21,793
baseline
▲ 0.50% · 4.625%
HK$22,942
+HK$1,149/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,586/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,683
−HK$1,359/mo
▼ 0.25% · 3.875%
HK$22,357
−HK$685/mo
Today · 4.125%
HK$23,042
baseline
▲ 0.50% · 4.625%
HK$24,444
+HK$1,402/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,084/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,122
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,769
−HK$656/mo
Today · 4.125%
HK$25,425
baseline
▲ 0.50% · 4.625%
HK$26,765
+HK$1,340/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,850/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,878
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,745
−HK$881/mo
Today · 4.125%
HK$29,626
baseline
▲ 0.50% · 4.625%
HK$31,429
+HK$1,803/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,252/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,014
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,845
−HK$844/mo
Today · 4.125%
HK$32,689
baseline
▲ 0.50% · 4.625%
HK$34,412
+HK$1,723/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,378/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,762 · Scale 2, in force from 26 Feb 2026)