LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,489
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,970
−HK$490/mo
Today · 4.125%
HK$16,460
baseline
▲ 0.50% · 4.625%
HK$17,462
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,920/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,231
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,693
−HK$469/mo
Today · 4.125%
HK$18,162
baseline
▲ 0.50% · 4.625%
HK$19,119
+HK$957/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,324/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,586
−HK$1,166/mo
▼ 0.25% · 3.875%
HK$19,165
−HK$587/mo
Today · 4.125%
HK$19,752
baseline
▲ 0.50% · 4.625%
HK$20,954
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,504/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,677
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,232
−HK$562/mo
Today · 4.125%
HK$21,794
baseline
▲ 0.50% · 4.625%
HK$22,943
+HK$1,149/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,588/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,684
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,359
−HK$685/mo
Today · 4.125%
HK$23,044
baseline
▲ 0.50% · 4.625%
HK$24,446
+HK$1,402/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,088/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,123
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,770
−HK$657/mo
Today · 4.125%
HK$25,427
baseline
▲ 0.50% · 4.625%
HK$26,767
+HK$1,340/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,854/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,880
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,747
−HK$881/mo
Today · 4.125%
HK$29,628
baseline
▲ 0.50% · 4.625%
HK$31,431
+HK$1,803/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,256/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,016
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,848
−HK$844/mo
Today · 4.125%
HK$32,692
baseline
▲ 0.50% · 4.625%
HK$34,415
+HK$1,723/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,384/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,776 · Scale 2, in force from 26 Feb 2026)