LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,489
−HK$971/mo
▼ 0.25% · 3.875%
HK$15,971
−HK$489/mo
Today · 4.125%
HK$16,460
baseline
▲ 0.50% · 4.625%
HK$17,462
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,920/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,231
−HK$931/mo
▼ 0.25% · 3.875%
HK$17,694
−HK$468/mo
Today · 4.125%
HK$18,162
baseline
▲ 0.50% · 4.625%
HK$19,120
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,324/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$203,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,587
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$19,165
−HK$587/mo
Today · 4.125%
HK$19,752
baseline
▲ 0.50% · 4.625%
HK$20,954
+HK$1,202/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,504/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,678
−HK$1,117/mo
▼ 0.25% · 3.875%
HK$21,232
−HK$563/mo
Today · 4.125%
HK$21,795
baseline
▲ 0.50% · 4.625%
HK$22,944
+HK$1,149/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,590/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$203,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,685
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,359
−HK$686/mo
Today · 4.125%
HK$23,045
baseline
▲ 0.50% · 4.625%
HK$24,447
+HK$1,402/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$46,090/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,124
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,771
−HK$656/mo
Today · 4.125%
HK$25,427
baseline
▲ 0.50% · 4.625%
HK$26,768
+HK$1,341/mo
Deposit HK$2.04M · loan HK$4.75M · min. income ≈ HK$50,854/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$203,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,880
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,748
−HK$881/mo
Today · 4.125%
HK$29,629
baseline
▲ 0.50% · 4.625%
HK$31,432
+HK$1,803/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$59,258/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,781 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,017
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,848
−HK$844/mo
Today · 4.125%
HK$32,692
baseline
▲ 0.50% · 4.625%
HK$34,416
+HK$1,724/mo
Deposit HK$679K · loan HK$6.11M · min. income ≈ HK$65,384/mo (50% DSR)
Upfront cash ≈ HK$883K (deposit + AVD stamp duty HK$203,781 · Scale 2, in force from 26 Feb 2026)