LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,893
−HK$9,713/mo
▼ 0.25% · 3.875%
HK$159,711
−HK$4,895/mo
Today · 4.125%
HK$164,606
baseline
▲ 0.50% · 4.625%
HK$174,622
+HK$10,016/mo
Deposit HK$33.96M · loan HK$33.96M · min. income ≈ HK$329,212/mo (50% DSR)
Upfront cash ≈ HK$36.85M (deposit + AVD stamp duty HK$2,886,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,317
−HK$9,309/mo
▼ 0.25% · 3.875%
HK$176,938
−HK$4,688/mo
Today · 4.125%
HK$181,626
baseline
▲ 0.50% · 4.625%
HK$191,200
+HK$9,574/mo
Deposit HK$33.96M · loan HK$33.96M · min. income ≈ HK$363,252/mo (50% DSR)
Upfront cash ≈ HK$36.85M (deposit + AVD stamp duty HK$2,886,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,871
−HK$11,656/mo
▼ 0.25% · 3.875%
HK$191,653
−HK$5,874/mo
Today · 4.125%
HK$197,527
baseline
▲ 0.50% · 4.625%
HK$209,546
+HK$12,019/mo
Deposit HK$27.17M · loan HK$40.76M · min. income ≈ HK$395,054/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,886,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,780
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$212,326
−HK$5,626/mo
Today · 4.125%
HK$217,952
baseline
▲ 0.50% · 4.625%
HK$229,440
+HK$11,488/mo
Deposit HK$27.17M · loan HK$40.76M · min. income ≈ HK$435,904/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,886,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,850
−HK$13,598/mo
▼ 0.25% · 3.875%
HK$223,595
−HK$6,853/mo
Today · 4.125%
HK$230,448
baseline
▲ 0.50% · 4.625%
HK$244,470
+HK$14,022/mo
Deposit HK$20.38M · loan HK$47.55M · min. income ≈ HK$460,896/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,886,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,243
−HK$13,034/mo
▼ 0.25% · 3.875%
HK$247,713
−HK$6,564/mo
Today · 4.125%
HK$254,277
baseline
▲ 0.50% · 4.625%
HK$267,680
+HK$13,403/mo
Deposit HK$20.38M · loan HK$47.55M · min. income ≈ HK$508,554/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,886,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,807
−HK$17,484/mo
▼ 0.25% · 3.875%
HK$287,479
−HK$8,812/mo
Today · 4.125%
HK$296,291
baseline
▲ 0.50% · 4.625%
HK$314,319
+HK$18,028/mo
Deposit HK$6.79M · loan HK$61.13M · min. income ≈ HK$592,582/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,886,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,170
−HK$16,757/mo
▼ 0.25% · 3.875%
HK$318,489
−HK$8,438/mo
Today · 4.125%
HK$326,927
baseline
▲ 0.50% · 4.625%
HK$344,160
+HK$17,233/mo
Deposit HK$6.79M · loan HK$61.13M · min. income ≈ HK$653,854/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,886,931 · Scale 2, in force from 26 Feb 2026)