LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,898
−HK$9,714/mo
▼ 0.25% · 3.875%
HK$159,717
−HK$4,895/mo
Today · 4.125%
HK$164,612
baseline
▲ 0.50% · 4.625%
HK$174,628
+HK$10,016/mo
Deposit HK$33.97M · loan HK$33.97M · min. income ≈ HK$329,224/mo (50% DSR)
Upfront cash ≈ HK$36.85M (deposit + AVD stamp duty HK$2,887,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,323
−HK$9,310/mo
▼ 0.25% · 3.875%
HK$176,944
−HK$4,689/mo
Today · 4.125%
HK$181,633
baseline
▲ 0.50% · 4.625%
HK$191,207
+HK$9,574/mo
Deposit HK$33.97M · loan HK$33.97M · min. income ≈ HK$363,266/mo (50% DSR)
Upfront cash ≈ HK$36.85M (deposit + AVD stamp duty HK$2,887,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,878
−HK$11,656/mo
▼ 0.25% · 3.875%
HK$191,660
−HK$5,874/mo
Today · 4.125%
HK$197,534
baseline
▲ 0.50% · 4.625%
HK$209,554
+HK$12,020/mo
Deposit HK$27.17M · loan HK$40.76M · min. income ≈ HK$395,068/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,887,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,787
−HK$11,172/mo
▼ 0.25% · 3.875%
HK$212,333
−HK$5,626/mo
Today · 4.125%
HK$217,959
baseline
▲ 0.50% · 4.625%
HK$229,448
+HK$11,489/mo
Deposit HK$27.17M · loan HK$40.76M · min. income ≈ HK$435,918/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,887,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,858
−HK$13,598/mo
▼ 0.25% · 3.875%
HK$223,603
−HK$6,853/mo
Today · 4.125%
HK$230,456
baseline
▲ 0.50% · 4.625%
HK$244,479
+HK$14,023/mo
Deposit HK$20.38M · loan HK$47.55M · min. income ≈ HK$460,912/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,887,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,252
−HK$13,034/mo
▼ 0.25% · 3.875%
HK$247,722
−HK$6,564/mo
Today · 4.125%
HK$254,286
baseline
▲ 0.50% · 4.625%
HK$267,690
+HK$13,404/mo
Deposit HK$20.38M · loan HK$47.55M · min. income ≈ HK$508,572/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,887,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,817
−HK$17,484/mo
▼ 0.25% · 3.875%
HK$287,490
−HK$8,811/mo
Today · 4.125%
HK$296,301
baseline
▲ 0.50% · 4.625%
HK$314,330
+HK$18,029/mo
Deposit HK$6.79M · loan HK$61.14M · min. income ≈ HK$592,602/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,887,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,181
−HK$16,758/mo
▼ 0.25% · 3.875%
HK$318,500
−HK$8,439/mo
Today · 4.125%
HK$326,939
baseline
▲ 0.50% · 4.625%
HK$344,173
+HK$17,234/mo
Deposit HK$6.79M · loan HK$61.14M · min. income ≈ HK$653,878/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,887,034 · Scale 2, in force from 26 Feb 2026)