LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,926
−HK$9,715/mo
▼ 0.25% · 3.875%
HK$159,745
−HK$4,896/mo
Today · 4.125%
HK$164,641
baseline
▲ 0.50% · 4.625%
HK$174,659
+HK$10,018/mo
Deposit HK$33.97M · loan HK$33.97M · min. income ≈ HK$329,282/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$2,887,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,353
−HK$9,312/mo
▼ 0.25% · 3.875%
HK$176,976
−HK$4,689/mo
Today · 4.125%
HK$181,665
baseline
▲ 0.50% · 4.625%
HK$191,241
+HK$9,576/mo
Deposit HK$33.97M · loan HK$33.97M · min. income ≈ HK$363,330/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$2,887,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,911
−HK$11,658/mo
▼ 0.25% · 3.875%
HK$191,694
−HK$5,875/mo
Today · 4.125%
HK$197,569
baseline
▲ 0.50% · 4.625%
HK$209,591
+HK$12,022/mo
Deposit HK$27.18M · loan HK$40.77M · min. income ≈ HK$395,138/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,887,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,824
−HK$11,174/mo
▼ 0.25% · 3.875%
HK$212,371
−HK$5,627/mo
Today · 4.125%
HK$217,998
baseline
▲ 0.50% · 4.625%
HK$229,489
+HK$11,491/mo
Deposit HK$27.18M · loan HK$40.77M · min. income ≈ HK$435,996/mo (50% DSR)
Upfront cash ≈ HK$30.06M (deposit + AVD stamp duty HK$2,887,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,896
−HK$13,601/mo
▼ 0.25% · 3.875%
HK$223,643
−HK$6,854/mo
Today · 4.125%
HK$230,497
baseline
▲ 0.50% · 4.625%
HK$244,523
+HK$14,026/mo
Deposit HK$20.38M · loan HK$47.56M · min. income ≈ HK$460,994/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,887,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,295
−HK$13,036/mo
▼ 0.25% · 3.875%
HK$247,766
−HK$6,565/mo
Today · 4.125%
HK$254,331
baseline
▲ 0.50% · 4.625%
HK$267,737
+HK$13,406/mo
Deposit HK$20.38M · loan HK$47.56M · min. income ≈ HK$508,662/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,887,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,866
−HK$17,488/mo
▼ 0.25% · 3.875%
HK$287,541
−HK$8,813/mo
Today · 4.125%
HK$296,354
baseline
▲ 0.50% · 4.625%
HK$314,386
+HK$18,032/mo
Deposit HK$6.79M · loan HK$61.15M · min. income ≈ HK$592,708/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,887,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,236
−HK$16,761/mo
▼ 0.25% · 3.875%
HK$318,557
−HK$8,440/mo
Today · 4.125%
HK$326,997
baseline
▲ 0.50% · 4.625%
HK$344,234
+HK$17,237/mo
Deposit HK$6.79M · loan HK$61.15M · min. income ≈ HK$653,994/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,887,547 · Scale 2, in force from 26 Feb 2026)