LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,933
−HK$9,716/mo
▼ 0.25% · 3.875%
HK$159,752
−HK$4,897/mo
Today · 4.125%
HK$164,649
baseline
▲ 0.50% · 4.625%
HK$174,667
+HK$10,018/mo
Deposit HK$33.97M · loan HK$33.97M · min. income ≈ HK$329,298/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$2,887,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,361
−HK$9,313/mo
▼ 0.25% · 3.875%
HK$176,984
−HK$4,690/mo
Today · 4.125%
HK$181,674
baseline
▲ 0.50% · 4.625%
HK$191,250
+HK$9,576/mo
Deposit HK$33.97M · loan HK$33.97M · min. income ≈ HK$363,348/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$2,887,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,920
−HK$11,658/mo
▼ 0.25% · 3.875%
HK$191,703
−HK$5,875/mo
Today · 4.125%
HK$197,578
baseline
▲ 0.50% · 4.625%
HK$209,601
+HK$12,023/mo
Deposit HK$27.18M · loan HK$40.77M · min. income ≈ HK$395,156/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,887,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,834
−HK$11,174/mo
▼ 0.25% · 3.875%
HK$212,381
−HK$5,627/mo
Today · 4.125%
HK$218,008
baseline
▲ 0.50% · 4.625%
HK$229,500
+HK$11,492/mo
Deposit HK$27.18M · loan HK$40.77M · min. income ≈ HK$436,016/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,887,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,906
−HK$13,602/mo
▼ 0.25% · 3.875%
HK$223,653
−HK$6,855/mo
Today · 4.125%
HK$230,508
baseline
▲ 0.50% · 4.625%
HK$244,534
+HK$14,026/mo
Deposit HK$20.38M · loan HK$47.56M · min. income ≈ HK$461,016/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,887,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,306
−HK$13,037/mo
▼ 0.25% · 3.875%
HK$247,778
−HK$6,565/mo
Today · 4.125%
HK$254,343
baseline
▲ 0.50% · 4.625%
HK$267,750
+HK$13,407/mo
Deposit HK$20.38M · loan HK$47.56M · min. income ≈ HK$508,686/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,887,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,880
−HK$17,488/mo
▼ 0.25% · 3.875%
HK$287,554
−HK$8,814/mo
Today · 4.125%
HK$296,368
baseline
▲ 0.50% · 4.625%
HK$314,401
+HK$18,033/mo
Deposit HK$6.79M · loan HK$61.15M · min. income ≈ HK$592,736/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,887,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,251
−HK$16,762/mo
▼ 0.25% · 3.875%
HK$318,571
−HK$8,442/mo
Today · 4.125%
HK$327,013
baseline
▲ 0.50% · 4.625%
HK$344,250
+HK$17,237/mo
Deposit HK$6.79M · loan HK$61.15M · min. income ≈ HK$654,026/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,887,683 · Scale 2, in force from 26 Feb 2026)