LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,940
−HK$9,716/mo
▼ 0.25% · 3.875%
HK$159,759
−HK$4,897/mo
Today · 4.125%
HK$164,656
baseline
▲ 0.50% · 4.625%
HK$174,675
+HK$10,019/mo
Deposit HK$33.97M · loan HK$33.97M · min. income ≈ HK$329,312/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$2,887,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,369
−HK$9,313/mo
▼ 0.25% · 3.875%
HK$176,992
−HK$4,690/mo
Today · 4.125%
HK$181,682
baseline
▲ 0.50% · 4.625%
HK$191,258
+HK$9,576/mo
Deposit HK$33.97M · loan HK$33.97M · min. income ≈ HK$363,364/mo (50% DSR)
Upfront cash ≈ HK$36.86M (deposit + AVD stamp duty HK$2,887,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,928
−HK$11,659/mo
▼ 0.25% · 3.875%
HK$191,711
−HK$5,876/mo
Today · 4.125%
HK$197,587
baseline
▲ 0.50% · 4.625%
HK$209,610
+HK$12,023/mo
Deposit HK$27.18M · loan HK$40.77M · min. income ≈ HK$395,174/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,887,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,843
−HK$11,175/mo
▼ 0.25% · 3.875%
HK$212,390
−HK$5,628/mo
Today · 4.125%
HK$218,018
baseline
▲ 0.50% · 4.625%
HK$229,510
+HK$11,492/mo
Deposit HK$27.18M · loan HK$40.77M · min. income ≈ HK$436,036/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,887,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,916
−HK$13,602/mo
▼ 0.25% · 3.875%
HK$223,663
−HK$6,855/mo
Today · 4.125%
HK$230,518
baseline
▲ 0.50% · 4.625%
HK$244,545
+HK$14,027/mo
Deposit HK$20.38M · loan HK$47.56M · min. income ≈ HK$461,036/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,887,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,317
−HK$13,037/mo
▼ 0.25% · 3.875%
HK$247,789
−HK$6,565/mo
Today · 4.125%
HK$254,354
baseline
▲ 0.50% · 4.625%
HK$267,762
+HK$13,408/mo
Deposit HK$20.38M · loan HK$47.56M · min. income ≈ HK$508,708/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,887,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,892
−HK$17,489/mo
▼ 0.25% · 3.875%
HK$287,567
−HK$8,814/mo
Today · 4.125%
HK$296,381
baseline
▲ 0.50% · 4.625%
HK$314,415
+HK$18,034/mo
Deposit HK$6.79M · loan HK$61.15M · min. income ≈ HK$592,762/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,887,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,264
−HK$16,763/mo
▼ 0.25% · 3.875%
HK$318,586
−HK$8,441/mo
Today · 4.125%
HK$327,027
baseline
▲ 0.50% · 4.625%
HK$344,265
+HK$17,238/mo
Deposit HK$6.79M · loan HK$61.15M · min. income ≈ HK$654,054/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,887,811 · Scale 2, in force from 26 Feb 2026)