LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,956
−HK$9,717/mo
▼ 0.25% · 3.875%
HK$159,776
−HK$4,897/mo
Today · 4.125%
HK$164,673
baseline
▲ 0.50% · 4.625%
HK$174,693
+HK$10,020/mo
Deposit HK$33.98M · loan HK$33.98M · min. income ≈ HK$329,346/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$2,888,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,387
−HK$9,313/mo
▼ 0.25% · 3.875%
HK$177,010
−HK$4,690/mo
Today · 4.125%
HK$181,700
baseline
▲ 0.50% · 4.625%
HK$191,278
+HK$9,578/mo
Deposit HK$33.98M · loan HK$33.98M · min. income ≈ HK$363,400/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$2,888,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,947
−HK$11,660/mo
▼ 0.25% · 3.875%
HK$191,731
−HK$5,876/mo
Today · 4.125%
HK$197,607
baseline
▲ 0.50% · 4.625%
HK$209,631
+HK$12,024/mo
Deposit HK$27.18M · loan HK$40.77M · min. income ≈ HK$395,214/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,888,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,864
−HK$11,176/mo
▼ 0.25% · 3.875%
HK$212,412
−HK$5,628/mo
Today · 4.125%
HK$218,040
baseline
▲ 0.50% · 4.625%
HK$229,533
+HK$11,493/mo
Deposit HK$27.18M · loan HK$40.77M · min. income ≈ HK$436,080/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,888,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,938
−HK$13,604/mo
▼ 0.25% · 3.875%
HK$223,686
−HK$6,856/mo
Today · 4.125%
HK$230,542
baseline
▲ 0.50% · 4.625%
HK$244,570
+HK$14,028/mo
Deposit HK$20.39M · loan HK$47.57M · min. income ≈ HK$461,084/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,888,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,341
−HK$13,039/mo
▼ 0.25% · 3.875%
HK$247,814
−HK$6,566/mo
Today · 4.125%
HK$254,380
baseline
▲ 0.50% · 4.625%
HK$267,789
+HK$13,409/mo
Deposit HK$20.39M · loan HK$47.57M · min. income ≈ HK$508,760/mo (50% DSR)
Upfront cash ≈ HK$23.27M (deposit + AVD stamp duty HK$2,888,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,920
−HK$17,491/mo
▼ 0.25% · 3.875%
HK$287,596
−HK$8,815/mo
Today · 4.125%
HK$296,411
baseline
▲ 0.50% · 4.625%
HK$314,447
+HK$18,036/mo
Deposit HK$6.80M · loan HK$61.16M · min. income ≈ HK$592,822/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,888,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,296
−HK$16,764/mo
▼ 0.25% · 3.875%
HK$318,618
−HK$8,442/mo
Today · 4.125%
HK$327,060
baseline
▲ 0.50% · 4.625%
HK$344,300
+HK$17,240/mo
Deposit HK$6.80M · loan HK$61.16M · min. income ≈ HK$654,120/mo (50% DSR)
Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$2,888,103 · Scale 2, in force from 26 Feb 2026)