LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,978
−HK$9,719/mo
▼ 0.25% · 3.875%
HK$159,799
−HK$4,898/mo
Today · 4.125%
HK$164,697
baseline
▲ 0.50% · 4.625%
HK$174,718
+HK$10,021/mo
Deposit HK$33.98M · loan HK$33.98M · min. income ≈ HK$329,394/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$2,888,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,412
−HK$9,314/mo
▼ 0.25% · 3.875%
HK$177,036
−HK$4,690/mo
Today · 4.125%
HK$181,726
baseline
▲ 0.50% · 4.625%
HK$191,305
+HK$9,579/mo
Deposit HK$33.98M · loan HK$33.98M · min. income ≈ HK$363,452/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$2,888,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,974
−HK$11,662/mo
▼ 0.25% · 3.875%
HK$191,758
−HK$5,878/mo
Today · 4.125%
HK$197,636
baseline
▲ 0.50% · 4.625%
HK$209,662
+HK$12,026/mo
Deposit HK$27.19M · loan HK$40.78M · min. income ≈ HK$395,272/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,888,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,894
−HK$11,178/mo
▼ 0.25% · 3.875%
HK$212,443
−HK$5,629/mo
Today · 4.125%
HK$218,072
baseline
▲ 0.50% · 4.625%
HK$229,567
+HK$11,495/mo
Deposit HK$27.19M · loan HK$40.78M · min. income ≈ HK$436,144/mo (50% DSR)
Upfront cash ≈ HK$30.07M (deposit + AVD stamp duty HK$2,888,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,969
−HK$13,606/mo
▼ 0.25% · 3.875%
HK$223,718
−HK$6,857/mo
Today · 4.125%
HK$230,575
baseline
▲ 0.50% · 4.625%
HK$244,605
+HK$14,030/mo
Deposit HK$20.39M · loan HK$47.58M · min. income ≈ HK$461,150/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$2,888,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,376
−HK$13,041/mo
▼ 0.25% · 3.875%
HK$247,850
−HK$6,567/mo
Today · 4.125%
HK$254,417
baseline
▲ 0.50% · 4.625%
HK$267,828
+HK$13,411/mo
Deposit HK$20.39M · loan HK$47.58M · min. income ≈ HK$508,834/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$2,888,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,960
−HK$17,494/mo
▼ 0.25% · 3.875%
HK$287,638
−HK$8,816/mo
Today · 4.125%
HK$296,454
baseline
▲ 0.50% · 4.625%
HK$314,492
+HK$18,038/mo
Deposit HK$6.80M · loan HK$61.17M · min. income ≈ HK$592,908/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,888,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,341
−HK$16,766/mo
▼ 0.25% · 3.875%
HK$318,664
−HK$8,443/mo
Today · 4.125%
HK$327,107
baseline
▲ 0.50% · 4.625%
HK$344,350
+HK$17,243/mo
Deposit HK$6.80M · loan HK$61.17M · min. income ≈ HK$654,214/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,888,521 · Scale 2, in force from 26 Feb 2026)