LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,984
−HK$9,719/mo
▼ 0.25% · 3.875%
HK$159,805
−HK$4,898/mo
Today · 4.125%
HK$164,703
baseline
▲ 0.50% · 4.625%
HK$174,725
+HK$10,022/mo
Deposit HK$33.98M · loan HK$33.98M · min. income ≈ HK$329,406/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$2,888,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,418
−HK$9,315/mo
▼ 0.25% · 3.875%
HK$177,042
−HK$4,691/mo
Today · 4.125%
HK$181,733
baseline
▲ 0.50% · 4.625%
HK$191,313
+HK$9,580/mo
Deposit HK$33.98M · loan HK$33.98M · min. income ≈ HK$363,466/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$2,888,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,981
−HK$11,662/mo
▼ 0.25% · 3.875%
HK$191,766
−HK$5,877/mo
Today · 4.125%
HK$197,643
baseline
▲ 0.50% · 4.625%
HK$209,669
+HK$12,026/mo
Deposit HK$27.19M · loan HK$40.78M · min. income ≈ HK$395,286/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$2,888,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,902
−HK$11,178/mo
▼ 0.25% · 3.875%
HK$212,451
−HK$5,629/mo
Today · 4.125%
HK$218,080
baseline
▲ 0.50% · 4.625%
HK$229,575
+HK$11,495/mo
Deposit HK$27.19M · loan HK$40.78M · min. income ≈ HK$436,160/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$2,888,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,978
−HK$13,606/mo
▼ 0.25% · 3.875%
HK$223,727
−HK$6,857/mo
Today · 4.125%
HK$230,584
baseline
▲ 0.50% · 4.625%
HK$244,614
+HK$14,030/mo
Deposit HK$20.39M · loan HK$47.58M · min. income ≈ HK$461,168/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$2,888,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,385
−HK$13,042/mo
▼ 0.25% · 3.875%
HK$247,859
−HK$6,568/mo
Today · 4.125%
HK$254,427
baseline
▲ 0.50% · 4.625%
HK$267,838
+HK$13,411/mo
Deposit HK$20.39M · loan HK$47.58M · min. income ≈ HK$508,854/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$2,888,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,971
−HK$17,494/mo
▼ 0.25% · 3.875%
HK$287,649
−HK$8,816/mo
Today · 4.125%
HK$296,465
baseline
▲ 0.50% · 4.625%
HK$314,504
+HK$18,039/mo
Deposit HK$6.80M · loan HK$61.17M · min. income ≈ HK$592,930/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,888,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,353
−HK$16,767/mo
▼ 0.25% · 3.875%
HK$318,676
−HK$8,444/mo
Today · 4.125%
HK$327,120
baseline
▲ 0.50% · 4.625%
HK$344,363
+HK$17,243/mo
Deposit HK$6.80M · loan HK$61.17M · min. income ≈ HK$654,240/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,888,630 · Scale 2, in force from 26 Feb 2026)