LTV · monthly repayment
▼ 0.50% · 3.625%
HK$154,985
−HK$9,719/mo
▼ 0.25% · 3.875%
HK$159,806
−HK$4,898/mo
Today · 4.125%
HK$164,704
baseline
▲ 0.50% · 4.625%
HK$174,726
+HK$10,022/mo
Deposit HK$33.98M · loan HK$33.98M · min. income ≈ HK$329,408/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$2,888,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,420
−HK$9,315/mo
▼ 0.25% · 3.875%
HK$177,044
−HK$4,691/mo
Today · 4.125%
HK$181,735
baseline
▲ 0.50% · 4.625%
HK$191,314
+HK$9,579/mo
Deposit HK$33.98M · loan HK$33.98M · min. income ≈ HK$363,470/mo (50% DSR)
Upfront cash ≈ HK$36.87M (deposit + AVD stamp duty HK$2,888,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,982
−HK$11,663/mo
▼ 0.25% · 3.875%
HK$191,767
−HK$5,878/mo
Today · 4.125%
HK$197,645
baseline
▲ 0.50% · 4.625%
HK$209,671
+HK$12,026/mo
Deposit HK$27.19M · loan HK$40.78M · min. income ≈ HK$395,290/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$2,888,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,903
−HK$11,179/mo
▼ 0.25% · 3.875%
HK$212,453
−HK$5,629/mo
Today · 4.125%
HK$218,082
baseline
▲ 0.50% · 4.625%
HK$229,577
+HK$11,495/mo
Deposit HK$27.19M · loan HK$40.78M · min. income ≈ HK$436,164/mo (50% DSR)
Upfront cash ≈ HK$30.08M (deposit + AVD stamp duty HK$2,888,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$216,979
−HK$13,607/mo
▼ 0.25% · 3.875%
HK$223,729
−HK$6,857/mo
Today · 4.125%
HK$230,586
baseline
▲ 0.50% · 4.625%
HK$244,617
+HK$14,031/mo
Deposit HK$20.39M · loan HK$47.58M · min. income ≈ HK$461,172/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$2,888,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,387
−HK$13,042/mo
▼ 0.25% · 3.875%
HK$247,861
−HK$6,568/mo
Today · 4.125%
HK$254,429
baseline
▲ 0.50% · 4.625%
HK$267,840
+HK$13,411/mo
Deposit HK$20.39M · loan HK$47.58M · min. income ≈ HK$508,858/mo (50% DSR)
Upfront cash ≈ HK$23.28M (deposit + AVD stamp duty HK$2,888,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$278,974
−HK$17,494/mo
▼ 0.25% · 3.875%
HK$287,651
−HK$8,817/mo
Today · 4.125%
HK$296,468
baseline
▲ 0.50% · 4.625%
HK$314,507
+HK$18,039/mo
Deposit HK$6.80M · loan HK$61.17M · min. income ≈ HK$592,936/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,888,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,355
−HK$16,768/mo
▼ 0.25% · 3.875%
HK$318,679
−HK$8,444/mo
Today · 4.125%
HK$327,123
baseline
▲ 0.50% · 4.625%
HK$344,366
+HK$17,243/mo
Deposit HK$6.80M · loan HK$61.17M · min. income ≈ HK$654,246/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,888,656 · Scale 2, in force from 26 Feb 2026)