LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,039
−HK$9,723/mo
▼ 0.25% · 3.875%
HK$159,862
−HK$4,900/mo
Today · 4.125%
HK$164,762
baseline
▲ 0.50% · 4.625%
HK$174,787
+HK$10,025/mo
Deposit HK$34.00M · loan HK$34.00M · min. income ≈ HK$329,524/mo (50% DSR)
Upfront cash ≈ HK$36.89M (deposit + AVD stamp duty HK$2,889,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,480
−HK$9,318/mo
▼ 0.25% · 3.875%
HK$177,105
−HK$4,693/mo
Today · 4.125%
HK$181,798
baseline
▲ 0.50% · 4.625%
HK$191,381
+HK$9,583/mo
Deposit HK$34.00M · loan HK$34.00M · min. income ≈ HK$363,596/mo (50% DSR)
Upfront cash ≈ HK$36.89M (deposit + AVD stamp duty HK$2,889,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,047
−HK$11,667/mo
▼ 0.25% · 3.875%
HK$191,834
−HK$5,880/mo
Today · 4.125%
HK$197,714
baseline
▲ 0.50% · 4.625%
HK$209,744
+HK$12,030/mo
Deposit HK$27.20M · loan HK$40.80M · min. income ≈ HK$395,428/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$2,889,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,976
−HK$11,182/mo
▼ 0.25% · 3.875%
HK$212,527
−HK$5,631/mo
Today · 4.125%
HK$218,158
baseline
▲ 0.50% · 4.625%
HK$229,657
+HK$11,499/mo
Deposit HK$27.20M · loan HK$40.80M · min. income ≈ HK$436,316/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$2,889,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,055
−HK$13,611/mo
▼ 0.25% · 3.875%
HK$223,807
−HK$6,859/mo
Today · 4.125%
HK$230,666
baseline
▲ 0.50% · 4.625%
HK$244,702
+HK$14,036/mo
Deposit HK$20.40M · loan HK$47.59M · min. income ≈ HK$461,332/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,889,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,471
−HK$13,046/mo
▼ 0.25% · 3.875%
HK$247,948
−HK$6,569/mo
Today · 4.125%
HK$254,517
baseline
▲ 0.50% · 4.625%
HK$267,933
+HK$13,416/mo
Deposit HK$20.40M · loan HK$47.59M · min. income ≈ HK$509,034/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,889,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,071
−HK$17,500/mo
▼ 0.25% · 3.875%
HK$287,751
−HK$8,820/mo
Today · 4.125%
HK$296,571
baseline
▲ 0.50% · 4.625%
HK$314,616
+HK$18,045/mo
Deposit HK$6.80M · loan HK$61.19M · min. income ≈ HK$593,142/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,889,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,463
−HK$16,774/mo
▼ 0.25% · 3.875%
HK$318,790
−HK$8,447/mo
Today · 4.125%
HK$327,237
baseline
▲ 0.50% · 4.625%
HK$344,486
+HK$17,249/mo
Deposit HK$6.80M · loan HK$61.19M · min. income ≈ HK$654,474/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,889,662 · Scale 2, in force from 26 Feb 2026)