LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,080
−HK$9,725/mo
▼ 0.25% · 3.875%
HK$159,904
−HK$4,901/mo
Today · 4.125%
HK$164,805
baseline
▲ 0.50% · 4.625%
HK$174,833
+HK$10,028/mo
Deposit HK$34.00M · loan HK$34.00M · min. income ≈ HK$329,610/mo (50% DSR)
Upfront cash ≈ HK$36.90M (deposit + AVD stamp duty HK$2,890,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,525
−HK$9,321/mo
▼ 0.25% · 3.875%
HK$177,152
−HK$4,694/mo
Today · 4.125%
HK$181,846
baseline
▲ 0.50% · 4.625%
HK$191,431
+HK$9,585/mo
Deposit HK$34.00M · loan HK$34.00M · min. income ≈ HK$363,692/mo (50% DSR)
Upfront cash ≈ HK$36.90M (deposit + AVD stamp duty HK$2,890,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,096
−HK$11,670/mo
▼ 0.25% · 3.875%
HK$191,884
−HK$5,882/mo
Today · 4.125%
HK$197,766
baseline
▲ 0.50% · 4.625%
HK$209,799
+HK$12,033/mo
Deposit HK$27.20M · loan HK$40.81M · min. income ≈ HK$395,532/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$2,890,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,030
−HK$11,185/mo
▼ 0.25% · 3.875%
HK$212,582
−HK$5,633/mo
Today · 4.125%
HK$218,215
baseline
▲ 0.50% · 4.625%
HK$229,717
+HK$11,502/mo
Deposit HK$27.20M · loan HK$40.81M · min. income ≈ HK$436,430/mo (50% DSR)
Upfront cash ≈ HK$30.09M (deposit + AVD stamp duty HK$2,890,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,112
−HK$13,614/mo
▼ 0.25% · 3.875%
HK$223,865
−HK$6,861/mo
Today · 4.125%
HK$230,726
baseline
▲ 0.50% · 4.625%
HK$244,766
+HK$14,040/mo
Deposit HK$20.40M · loan HK$47.61M · min. income ≈ HK$461,452/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,890,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,535
−HK$13,049/mo
▼ 0.25% · 3.875%
HK$248,012
−HK$6,572/mo
Today · 4.125%
HK$254,584
baseline
▲ 0.50% · 4.625%
HK$268,003
+HK$13,419/mo
Deposit HK$20.40M · loan HK$47.61M · min. income ≈ HK$509,168/mo (50% DSR)
Upfront cash ≈ HK$23.29M (deposit + AVD stamp duty HK$2,890,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,144
−HK$17,504/mo
▼ 0.25% · 3.875%
HK$287,826
−HK$8,822/mo
Today · 4.125%
HK$296,648
baseline
▲ 0.50% · 4.625%
HK$314,699
+HK$18,051/mo
Deposit HK$6.80M · loan HK$61.21M · min. income ≈ HK$593,296/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,890,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,544
−HK$16,778/mo
▼ 0.25% · 3.875%
HK$318,873
−HK$8,449/mo
Today · 4.125%
HK$327,322
baseline
▲ 0.50% · 4.625%
HK$344,576
+HK$17,254/mo
Deposit HK$6.80M · loan HK$61.21M · min. income ≈ HK$654,644/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,890,416 · Scale 2, in force from 26 Feb 2026)