LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,095
−HK$9,726/mo
▼ 0.25% · 3.875%
HK$159,920
−HK$4,901/mo
Today · 4.125%
HK$164,821
baseline
▲ 0.50% · 4.625%
HK$174,850
+HK$10,029/mo
Deposit HK$34.01M · loan HK$34.01M · min. income ≈ HK$329,642/mo (50% DSR)
Upfront cash ≈ HK$36.90M (deposit + AVD stamp duty HK$2,890,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,542
−HK$9,322/mo
▼ 0.25% · 3.875%
HK$177,169
−HK$4,695/mo
Today · 4.125%
HK$181,864
baseline
▲ 0.50% · 4.625%
HK$191,450
+HK$9,586/mo
Deposit HK$34.01M · loan HK$34.01M · min. income ≈ HK$363,728/mo (50% DSR)
Upfront cash ≈ HK$36.90M (deposit + AVD stamp duty HK$2,890,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,114
−HK$11,671/mo
▼ 0.25% · 3.875%
HK$191,904
−HK$5,881/mo
Today · 4.125%
HK$197,785
baseline
▲ 0.50% · 4.625%
HK$209,820
+HK$12,035/mo
Deposit HK$27.21M · loan HK$40.81M · min. income ≈ HK$395,570/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,890,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,050
−HK$11,187/mo
▼ 0.25% · 3.875%
HK$212,603
−HK$5,634/mo
Today · 4.125%
HK$218,237
baseline
▲ 0.50% · 4.625%
HK$229,740
+HK$11,503/mo
Deposit HK$27.21M · loan HK$40.81M · min. income ≈ HK$436,474/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,890,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,133
−HK$13,617/mo
▼ 0.25% · 3.875%
HK$223,888
−HK$6,862/mo
Today · 4.125%
HK$230,750
baseline
▲ 0.50% · 4.625%
HK$244,790
+HK$14,040/mo
Deposit HK$20.40M · loan HK$47.61M · min. income ≈ HK$461,500/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,890,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,559
−HK$13,050/mo
▼ 0.25% · 3.875%
HK$248,037
−HK$6,572/mo
Today · 4.125%
HK$254,609
baseline
▲ 0.50% · 4.625%
HK$268,030
+HK$13,421/mo
Deposit HK$20.40M · loan HK$47.61M · min. income ≈ HK$509,218/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,890,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,172
−HK$17,506/mo
▼ 0.25% · 3.875%
HK$287,855
−HK$8,823/mo
Today · 4.125%
HK$296,678
baseline
▲ 0.50% · 4.625%
HK$314,730
+HK$18,052/mo
Deposit HK$6.80M · loan HK$61.21M · min. income ≈ HK$593,356/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,890,706 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,576
−HK$16,779/mo
▼ 0.25% · 3.875%
HK$318,905
−HK$8,450/mo
Today · 4.125%
HK$327,355
baseline
▲ 0.50% · 4.625%
HK$344,610
+HK$17,255/mo
Deposit HK$6.80M · loan HK$61.21M · min. income ≈ HK$654,710/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,890,706 · Scale 2, in force from 26 Feb 2026)