LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,510
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,992
−HK$491/mo
Today · 4.125%
HK$16,483
baseline
▲ 0.50% · 4.625%
HK$17,485
+HK$1,002/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,966/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,255
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,717
−HK$470/mo
Today · 4.125%
HK$18,187
baseline
▲ 0.50% · 4.625%
HK$19,145
+HK$958/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,374/mo (50% DSR)
Upfront cash ≈ HK$3.60M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,612
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,191
−HK$588/mo
Today · 4.125%
HK$19,779
baseline
▲ 0.50% · 4.625%
HK$20,983
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,558/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,706
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,261
−HK$563/mo
Today · 4.125%
HK$21,824
baseline
▲ 0.50% · 4.625%
HK$22,975
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,648/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,714
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,389
−HK$687/mo
Today · 4.125%
HK$23,076
baseline
▲ 0.50% · 4.625%
HK$24,480
+HK$1,404/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,152/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,156
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,804
−HK$658/mo
Today · 4.125%
HK$25,462
baseline
▲ 0.50% · 4.625%
HK$26,804
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,924/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,918
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,786
−HK$883/mo
Today · 4.125%
HK$29,669
baseline
▲ 0.50% · 4.625%
HK$31,474
+HK$1,805/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,338/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,058
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,891
−HK$845/mo
Today · 4.125%
HK$32,736
baseline
▲ 0.50% · 4.625%
HK$34,462
+HK$1,726/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,472/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,055 · Scale 2, in force from 26 Feb 2026)