LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,110
−HK$9,727/mo
▼ 0.25% · 3.875%
HK$159,935
−HK$4,902/mo
Today · 4.125%
HK$164,837
baseline
▲ 0.50% · 4.625%
HK$174,867
+HK$10,030/mo
Deposit HK$34.01M · loan HK$34.01M · min. income ≈ HK$329,674/mo (50% DSR)
Upfront cash ≈ HK$36.90M (deposit + AVD stamp duty HK$2,890,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,559
−HK$9,322/mo
▼ 0.25% · 3.875%
HK$177,186
−HK$4,695/mo
Today · 4.125%
HK$181,881
baseline
▲ 0.50% · 4.625%
HK$191,469
+HK$9,588/mo
Deposit HK$34.01M · loan HK$34.01M · min. income ≈ HK$363,762/mo (50% DSR)
Upfront cash ≈ HK$36.90M (deposit + AVD stamp duty HK$2,890,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,132
−HK$11,672/mo
▼ 0.25% · 3.875%
HK$191,922
−HK$5,882/mo
Today · 4.125%
HK$197,804
baseline
▲ 0.50% · 4.625%
HK$209,840
+HK$12,036/mo
Deposit HK$27.21M · loan HK$40.81M · min. income ≈ HK$395,608/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,890,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,070
−HK$11,188/mo
▼ 0.25% · 3.875%
HK$212,624
−HK$5,634/mo
Today · 4.125%
HK$218,258
baseline
▲ 0.50% · 4.625%
HK$229,762
+HK$11,504/mo
Deposit HK$27.21M · loan HK$40.81M · min. income ≈ HK$436,516/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,890,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,154
−HK$13,618/mo
▼ 0.25% · 3.875%
HK$223,909
−HK$6,863/mo
Today · 4.125%
HK$230,772
baseline
▲ 0.50% · 4.625%
HK$244,814
+HK$14,042/mo
Deposit HK$20.41M · loan HK$47.62M · min. income ≈ HK$461,544/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,890,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,582
−HK$13,052/mo
▼ 0.25% · 3.875%
HK$248,061
−HK$6,573/mo
Today · 4.125%
HK$254,634
baseline
▲ 0.50% · 4.625%
HK$268,056
+HK$13,422/mo
Deposit HK$20.41M · loan HK$47.62M · min. income ≈ HK$509,268/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,890,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,198
−HK$17,509/mo
▼ 0.25% · 3.875%
HK$287,883
−HK$8,824/mo
Today · 4.125%
HK$296,707
baseline
▲ 0.50% · 4.625%
HK$314,760
+HK$18,053/mo
Deposit HK$6.80M · loan HK$61.22M · min. income ≈ HK$593,414/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,890,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,605
−HK$16,781/mo
▼ 0.25% · 3.875%
HK$318,936
−HK$8,450/mo
Today · 4.125%
HK$327,386
baseline
▲ 0.50% · 4.625%
HK$344,643
+HK$17,257/mo
Deposit HK$6.80M · loan HK$61.22M · min. income ≈ HK$654,772/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,890,984 · Scale 2, in force from 26 Feb 2026)