LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,511
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,994
−HK$490/mo
Today · 4.125%
HK$16,484
baseline
▲ 0.50% · 4.625%
HK$17,487
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,968/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,256
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,719
−HK$469/mo
Today · 4.125%
HK$18,188
baseline
▲ 0.50% · 4.625%
HK$19,147
+HK$959/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,376/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,613
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,192
−HK$589/mo
Today · 4.125%
HK$19,781
baseline
▲ 0.50% · 4.625%
HK$20,984
+HK$1,203/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,562/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,707
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,262
−HK$564/mo
Today · 4.125%
HK$21,826
baseline
▲ 0.50% · 4.625%
HK$22,976
+HK$1,150/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,652/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,716
−HK$1,361/mo
▼ 0.25% · 3.875%
HK$22,391
−HK$686/mo
Today · 4.125%
HK$23,077
baseline
▲ 0.50% · 4.625%
HK$24,481
+HK$1,404/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,154/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,158
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,806
−HK$658/mo
Today · 4.125%
HK$25,464
baseline
▲ 0.50% · 4.625%
HK$26,806
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,928/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,920
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,788
−HK$883/mo
Today · 4.125%
HK$29,671
baseline
▲ 0.50% · 4.625%
HK$31,476
+HK$1,805/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,342/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,061
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,894
−HK$845/mo
Today · 4.125%
HK$32,739
baseline
▲ 0.50% · 4.625%
HK$34,465
+HK$1,726/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,478/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,071 · Scale 2, in force from 26 Feb 2026)