LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,124
−HK$9,727/mo
▼ 0.25% · 3.875%
HK$159,949
−HK$4,902/mo
Today · 4.125%
HK$164,851
baseline
▲ 0.50% · 4.625%
HK$174,882
+HK$10,031/mo
Deposit HK$34.01M · loan HK$34.01M · min. income ≈ HK$329,702/mo (50% DSR)
Upfront cash ≈ HK$36.91M (deposit + AVD stamp duty HK$2,891,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,573
−HK$9,324/mo
▼ 0.25% · 3.875%
HK$177,202
−HK$4,695/mo
Today · 4.125%
HK$181,897
baseline
▲ 0.50% · 4.625%
HK$191,485
+HK$9,588/mo
Deposit HK$34.01M · loan HK$34.01M · min. income ≈ HK$363,794/mo (50% DSR)
Upfront cash ≈ HK$36.91M (deposit + AVD stamp duty HK$2,891,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,148
−HK$11,673/mo
▼ 0.25% · 3.875%
HK$191,939
−HK$5,882/mo
Today · 4.125%
HK$197,821
baseline
▲ 0.50% · 4.625%
HK$209,858
+HK$12,037/mo
Deposit HK$27.21M · loan HK$40.82M · min. income ≈ HK$395,642/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,891,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,088
−HK$11,188/mo
▼ 0.25% · 3.875%
HK$212,642
−HK$5,634/mo
Today · 4.125%
HK$218,276
baseline
▲ 0.50% · 4.625%
HK$229,782
+HK$11,506/mo
Deposit HK$27.21M · loan HK$40.82M · min. income ≈ HK$436,552/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,891,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,173
−HK$13,619/mo
▼ 0.25% · 3.875%
HK$223,928
−HK$6,864/mo
Today · 4.125%
HK$230,792
baseline
▲ 0.50% · 4.625%
HK$244,835
+HK$14,043/mo
Deposit HK$20.41M · loan HK$47.62M · min. income ≈ HK$461,584/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,891,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,603
−HK$13,053/mo
▼ 0.25% · 3.875%
HK$248,082
−HK$6,574/mo
Today · 4.125%
HK$254,656
baseline
▲ 0.50% · 4.625%
HK$268,079
+HK$13,423/mo
Deposit HK$20.41M · loan HK$47.62M · min. income ≈ HK$509,312/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,891,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,222
−HK$17,510/mo
▼ 0.25% · 3.875%
HK$287,908
−HK$8,824/mo
Today · 4.125%
HK$296,732
baseline
▲ 0.50% · 4.625%
HK$314,788
+HK$18,056/mo
Deposit HK$6.80M · loan HK$61.23M · min. income ≈ HK$593,464/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,891,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,632
−HK$16,783/mo
▼ 0.25% · 3.875%
HK$318,963
−HK$8,452/mo
Today · 4.125%
HK$327,415
baseline
▲ 0.50% · 4.625%
HK$344,673
+HK$17,258/mo
Deposit HK$6.80M · loan HK$61.23M · min. income ≈ HK$654,830/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,891,233 · Scale 2, in force from 26 Feb 2026)