LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,133
−HK$9,729/mo
▼ 0.25% · 3.875%
HK$159,959
−HK$4,903/mo
Today · 4.125%
HK$164,862
baseline
▲ 0.50% · 4.625%
HK$174,893
+HK$10,031/mo
Deposit HK$34.02M · loan HK$34.02M · min. income ≈ HK$329,724/mo (50% DSR)
Upfront cash ≈ HK$36.91M (deposit + AVD stamp duty HK$2,891,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,584
−HK$9,324/mo
▼ 0.25% · 3.875%
HK$177,213
−HK$4,695/mo
Today · 4.125%
HK$181,908
baseline
▲ 0.50% · 4.625%
HK$191,497
+HK$9,589/mo
Deposit HK$34.02M · loan HK$34.02M · min. income ≈ HK$363,816/mo (50% DSR)
Upfront cash ≈ HK$36.91M (deposit + AVD stamp duty HK$2,891,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,160
−HK$11,674/mo
▼ 0.25% · 3.875%
HK$191,951
−HK$5,883/mo
Today · 4.125%
HK$197,834
baseline
▲ 0.50% · 4.625%
HK$209,872
+HK$12,038/mo
Deposit HK$27.21M · loan HK$40.82M · min. income ≈ HK$395,668/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,891,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,101
−HK$11,189/mo
▼ 0.25% · 3.875%
HK$212,655
−HK$5,635/mo
Today · 4.125%
HK$218,290
baseline
▲ 0.50% · 4.625%
HK$229,797
+HK$11,507/mo
Deposit HK$27.21M · loan HK$40.82M · min. income ≈ HK$436,580/mo (50% DSR)
Upfront cash ≈ HK$30.10M (deposit + AVD stamp duty HK$2,891,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,187
−HK$13,619/mo
▼ 0.25% · 3.875%
HK$223,942
−HK$6,864/mo
Today · 4.125%
HK$230,806
baseline
▲ 0.50% · 4.625%
HK$244,850
+HK$14,044/mo
Deposit HK$20.41M · loan HK$47.62M · min. income ≈ HK$461,612/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,891,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,618
−HK$13,054/mo
▼ 0.25% · 3.875%
HK$248,098
−HK$6,574/mo
Today · 4.125%
HK$254,672
baseline
▲ 0.50% · 4.625%
HK$268,096
+HK$13,424/mo
Deposit HK$20.41M · loan HK$47.62M · min. income ≈ HK$509,344/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,891,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,240
−HK$17,511/mo
▼ 0.25% · 3.875%
HK$287,926
−HK$8,825/mo
Today · 4.125%
HK$296,751
baseline
▲ 0.50% · 4.625%
HK$314,807
+HK$18,056/mo
Deposit HK$6.80M · loan HK$61.23M · min. income ≈ HK$593,502/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,891,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,652
−HK$16,783/mo
▼ 0.25% · 3.875%
HK$318,983
−HK$8,452/mo
Today · 4.125%
HK$327,435
baseline
▲ 0.50% · 4.625%
HK$344,695
+HK$17,260/mo
Deposit HK$6.80M · loan HK$61.23M · min. income ≈ HK$654,870/mo (50% DSR)
Upfront cash ≈ HK$9.69M (deposit + AVD stamp duty HK$2,891,415 · Scale 2, in force from 26 Feb 2026)