LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,514
−HK$972/mo
▼ 0.25% · 3.875%
HK$15,996
−HK$490/mo
Today · 4.125%
HK$16,486
baseline
▲ 0.50% · 4.625%
HK$17,490
+HK$1,004/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,972/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,259
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,722
−HK$469/mo
Today · 4.125%
HK$18,191
baseline
▲ 0.50% · 4.625%
HK$19,150
+HK$959/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,382/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,616
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,195
−HK$589/mo
Today · 4.125%
HK$19,784
baseline
▲ 0.50% · 4.625%
HK$20,988
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,568/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,711
−HK$1,118/mo
▼ 0.25% · 3.875%
HK$21,266
−HK$563/mo
Today · 4.125%
HK$21,829
baseline
▲ 0.50% · 4.625%
HK$22,980
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,658/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,719
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,395
−HK$686/mo
Today · 4.125%
HK$23,081
baseline
▲ 0.50% · 4.625%
HK$24,486
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,162/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,162
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,810
−HK$658/mo
Today · 4.125%
HK$25,468
baseline
▲ 0.50% · 4.625%
HK$26,810
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,936/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,925
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,793
−HK$883/mo
Today · 4.125%
HK$29,676
baseline
▲ 0.50% · 4.625%
HK$31,481
+HK$1,805/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,352/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,066
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,899
−HK$845/mo
Today · 4.125%
HK$32,744
baseline
▲ 0.50% · 4.625%
HK$34,470
+HK$1,726/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,488/mo (50% DSR)
Upfront cash ≈ HK$884K (deposit + AVD stamp duty HK$204,105 · Scale 2, in force from 26 Feb 2026)