LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,143
−HK$9,728/mo
▼ 0.25% · 3.875%
HK$159,968
−HK$4,903/mo
Today · 4.125%
HK$164,871
baseline
▲ 0.50% · 4.625%
HK$174,903
+HK$10,032/mo
Deposit HK$34.02M · loan HK$34.02M · min. income ≈ HK$329,742/mo (50% DSR)
Upfront cash ≈ HK$36.91M (deposit + AVD stamp duty HK$2,891,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,595
−HK$9,324/mo
▼ 0.25% · 3.875%
HK$177,223
−HK$4,696/mo
Today · 4.125%
HK$181,919
baseline
▲ 0.50% · 4.625%
HK$191,508
+HK$9,589/mo
Deposit HK$34.02M · loan HK$34.02M · min. income ≈ HK$363,838/mo (50% DSR)
Upfront cash ≈ HK$36.91M (deposit + AVD stamp duty HK$2,891,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,171
−HK$11,675/mo
▼ 0.25% · 3.875%
HK$191,962
−HK$5,884/mo
Today · 4.125%
HK$197,846
baseline
▲ 0.50% · 4.625%
HK$209,884
+HK$12,038/mo
Deposit HK$27.21M · loan HK$40.82M · min. income ≈ HK$395,692/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,891,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,113
−HK$11,190/mo
▼ 0.25% · 3.875%
HK$212,668
−HK$5,635/mo
Today · 4.125%
HK$218,303
baseline
▲ 0.50% · 4.625%
HK$229,810
+HK$11,507/mo
Deposit HK$27.21M · loan HK$40.82M · min. income ≈ HK$436,606/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,891,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,200
−HK$13,620/mo
▼ 0.25% · 3.875%
HK$223,956
−HK$6,864/mo
Today · 4.125%
HK$230,820
baseline
▲ 0.50% · 4.625%
HK$244,865
+HK$14,045/mo
Deposit HK$20.41M · loan HK$47.63M · min. income ≈ HK$461,640/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,891,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,632
−HK$13,055/mo
▼ 0.25% · 3.875%
HK$248,113
−HK$6,574/mo
Today · 4.125%
HK$254,687
baseline
▲ 0.50% · 4.625%
HK$268,112
+HK$13,425/mo
Deposit HK$20.41M · loan HK$47.63M · min. income ≈ HK$509,374/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,891,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,257
−HK$17,511/mo
▼ 0.25% · 3.875%
HK$287,943
−HK$8,825/mo
Today · 4.125%
HK$296,768
baseline
▲ 0.50% · 4.625%
HK$314,826
+HK$18,058/mo
Deposit HK$6.80M · loan HK$61.23M · min. income ≈ HK$593,536/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,891,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,670
−HK$16,785/mo
▼ 0.25% · 3.875%
HK$319,002
−HK$8,453/mo
Today · 4.125%
HK$327,455
baseline
▲ 0.50% · 4.625%
HK$344,715
+HK$17,260/mo
Deposit HK$6.80M · loan HK$61.23M · min. income ≈ HK$654,910/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,891,587 · Scale 2, in force from 26 Feb 2026)