LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,153
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$159,979
−HK$4,904/mo
Today · 4.125%
HK$164,883
baseline
▲ 0.50% · 4.625%
HK$174,915
+HK$10,032/mo
Deposit HK$34.02M · loan HK$34.02M · min. income ≈ HK$329,766/mo (50% DSR)
Upfront cash ≈ HK$36.91M (deposit + AVD stamp duty HK$2,891,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,606
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$177,236
−HK$4,696/mo
Today · 4.125%
HK$181,932
baseline
▲ 0.50% · 4.625%
HK$191,522
+HK$9,590/mo
Deposit HK$34.02M · loan HK$34.02M · min. income ≈ HK$363,864/mo (50% DSR)
Upfront cash ≈ HK$36.91M (deposit + AVD stamp duty HK$2,891,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,184
−HK$11,675/mo
▼ 0.25% · 3.875%
HK$191,975
−HK$5,884/mo
Today · 4.125%
HK$197,859
baseline
▲ 0.50% · 4.625%
HK$209,899
+HK$12,040/mo
Deposit HK$27.22M · loan HK$40.83M · min. income ≈ HK$395,718/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,891,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,128
−HK$11,190/mo
▼ 0.25% · 3.875%
HK$212,683
−HK$5,635/mo
Today · 4.125%
HK$218,318
baseline
▲ 0.50% · 4.625%
HK$229,826
+HK$11,508/mo
Deposit HK$27.22M · loan HK$40.83M · min. income ≈ HK$436,636/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,891,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,215
−HK$13,621/mo
▼ 0.25% · 3.875%
HK$223,971
−HK$6,865/mo
Today · 4.125%
HK$230,836
baseline
▲ 0.50% · 4.625%
HK$244,882
+HK$14,046/mo
Deposit HK$20.41M · loan HK$47.63M · min. income ≈ HK$461,672/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,891,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,649
−HK$13,056/mo
▼ 0.25% · 3.875%
HK$248,130
−HK$6,575/mo
Today · 4.125%
HK$254,705
baseline
▲ 0.50% · 4.625%
HK$268,130
+HK$13,425/mo
Deposit HK$20.41M · loan HK$47.63M · min. income ≈ HK$509,410/mo (50% DSR)
Upfront cash ≈ HK$23.30M (deposit + AVD stamp duty HK$2,891,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,276
−HK$17,513/mo
▼ 0.25% · 3.875%
HK$287,963
−HK$8,826/mo
Today · 4.125%
HK$296,789
baseline
▲ 0.50% · 4.625%
HK$314,848
+HK$18,059/mo
Deposit HK$6.80M · loan HK$61.24M · min. income ≈ HK$593,578/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,891,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,692
−HK$16,785/mo
▼ 0.25% · 3.875%
HK$319,024
−HK$8,453/mo
Today · 4.125%
HK$327,477
baseline
▲ 0.50% · 4.625%
HK$344,739
+HK$17,262/mo
Deposit HK$6.80M · loan HK$61.24M · min. income ≈ HK$654,954/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,891,787 · Scale 2, in force from 26 Feb 2026)