LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,166
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$159,992
−HK$4,904/mo
Today · 4.125%
HK$164,896
baseline
▲ 0.50% · 4.625%
HK$174,930
+HK$10,034/mo
Deposit HK$34.02M · loan HK$34.02M · min. income ≈ HK$329,792/mo (50% DSR)
Upfront cash ≈ HK$36.92M (deposit + AVD stamp duty HK$2,892,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,620
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$177,250
−HK$4,696/mo
Today · 4.125%
HK$181,946
baseline
▲ 0.50% · 4.625%
HK$191,537
+HK$9,591/mo
Deposit HK$34.02M · loan HK$34.02M · min. income ≈ HK$363,892/mo (50% DSR)
Upfront cash ≈ HK$36.92M (deposit + AVD stamp duty HK$2,892,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,199
−HK$11,676/mo
▼ 0.25% · 3.875%
HK$191,991
−HK$5,884/mo
Today · 4.125%
HK$197,875
baseline
▲ 0.50% · 4.625%
HK$209,915
+HK$12,040/mo
Deposit HK$27.22M · loan HK$40.83M · min. income ≈ HK$395,750/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,892,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,144
−HK$11,192/mo
▼ 0.25% · 3.875%
HK$212,700
−HK$5,636/mo
Today · 4.125%
HK$218,336
baseline
▲ 0.50% · 4.625%
HK$229,845
+HK$11,509/mo
Deposit HK$27.22M · loan HK$40.83M · min. income ≈ HK$436,672/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,892,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,232
−HK$13,622/mo
▼ 0.25% · 3.875%
HK$223,989
−HK$6,865/mo
Today · 4.125%
HK$230,854
baseline
▲ 0.50% · 4.625%
HK$244,901
+HK$14,047/mo
Deposit HK$20.41M · loan HK$47.63M · min. income ≈ HK$461,708/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,892,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,668
−HK$13,057/mo
▼ 0.25% · 3.875%
HK$248,150
−HK$6,575/mo
Today · 4.125%
HK$254,725
baseline
▲ 0.50% · 4.625%
HK$268,152
+HK$13,427/mo
Deposit HK$20.41M · loan HK$47.63M · min. income ≈ HK$509,450/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,892,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,298
−HK$17,515/mo
▼ 0.25% · 3.875%
HK$287,986
−HK$8,827/mo
Today · 4.125%
HK$296,813
baseline
▲ 0.50% · 4.625%
HK$314,873
+HK$18,060/mo
Deposit HK$6.80M · loan HK$61.24M · min. income ≈ HK$593,626/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,892,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,717
−HK$16,787/mo
▼ 0.25% · 3.875%
HK$319,050
−HK$8,454/mo
Today · 4.125%
HK$327,504
baseline
▲ 0.50% · 4.625%
HK$344,767
+HK$17,263/mo
Deposit HK$6.80M · loan HK$61.24M · min. income ≈ HK$655,008/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,892,019 · Scale 2, in force from 26 Feb 2026)