LTV · monthly repayment
▼ 0.50% · 3.625%
HK$155,170
−HK$9,730/mo
▼ 0.25% · 3.875%
HK$159,996
−HK$4,904/mo
Today · 4.125%
HK$164,900
baseline
▲ 0.50% · 4.625%
HK$174,934
+HK$10,034/mo
Deposit HK$34.02M · loan HK$34.02M · min. income ≈ HK$329,800/mo (50% DSR)
Upfront cash ≈ HK$36.92M (deposit + AVD stamp duty HK$2,892,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$172,625
−HK$9,326/mo
▼ 0.25% · 3.875%
HK$177,254
−HK$4,697/mo
Today · 4.125%
HK$181,951
baseline
▲ 0.50% · 4.625%
HK$191,542
+HK$9,591/mo
Deposit HK$34.02M · loan HK$34.02M · min. income ≈ HK$363,902/mo (50% DSR)
Upfront cash ≈ HK$36.92M (deposit + AVD stamp duty HK$2,892,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$186,203
−HK$11,677/mo
▼ 0.25% · 3.875%
HK$191,995
−HK$5,885/mo
Today · 4.125%
HK$197,880
baseline
▲ 0.50% · 4.625%
HK$209,921
+HK$12,041/mo
Deposit HK$27.22M · loan HK$40.83M · min. income ≈ HK$395,760/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,892,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$207,149
−HK$11,192/mo
▼ 0.25% · 3.875%
HK$212,705
−HK$5,636/mo
Today · 4.125%
HK$218,341
baseline
▲ 0.50% · 4.625%
HK$229,850
+HK$11,509/mo
Deposit HK$27.22M · loan HK$40.83M · min. income ≈ HK$436,682/mo (50% DSR)
Upfront cash ≈ HK$30.11M (deposit + AVD stamp duty HK$2,892,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$217,237
−HK$13,623/mo
▼ 0.25% · 3.875%
HK$223,995
−HK$6,865/mo
Today · 4.125%
HK$230,860
baseline
▲ 0.50% · 4.625%
HK$244,907
+HK$14,047/mo
Deposit HK$20.41M · loan HK$47.63M · min. income ≈ HK$461,720/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,892,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$241,674
−HK$13,057/mo
▼ 0.25% · 3.875%
HK$248,156
−HK$6,575/mo
Today · 4.125%
HK$254,731
baseline
▲ 0.50% · 4.625%
HK$268,159
+HK$13,428/mo
Deposit HK$20.41M · loan HK$47.63M · min. income ≈ HK$509,462/mo (50% DSR)
Upfront cash ≈ HK$23.31M (deposit + AVD stamp duty HK$2,892,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$279,305
−HK$17,515/mo
▼ 0.25% · 3.875%
HK$287,993
−HK$8,827/mo
Today · 4.125%
HK$296,820
baseline
▲ 0.50% · 4.625%
HK$314,881
+HK$18,061/mo
Deposit HK$6.80M · loan HK$61.24M · min. income ≈ HK$593,640/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,892,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,724
−HK$16,788/mo
▼ 0.25% · 3.875%
HK$319,058
−HK$8,454/mo
Today · 4.125%
HK$327,512
baseline
▲ 0.50% · 4.625%
HK$344,775
+HK$17,263/mo
Deposit HK$6.80M · loan HK$61.24M · min. income ≈ HK$655,024/mo (50% DSR)
Upfront cash ≈ HK$9.70M (deposit + AVD stamp duty HK$2,892,090 · Scale 2, in force from 26 Feb 2026)