LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,517
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,000
−HK$490/mo
Today · 4.125%
HK$16,490
baseline
▲ 0.50% · 4.625%
HK$17,494
+HK$1,004/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,980/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,263
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,726
−HK$469/mo
Today · 4.125%
HK$18,195
baseline
▲ 0.50% · 4.625%
HK$19,155
+HK$960/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,390/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,621
−HK$1,167/mo
▼ 0.25% · 3.875%
HK$19,200
−HK$588/mo
Today · 4.125%
HK$19,788
baseline
▲ 0.50% · 4.625%
HK$20,992
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,576/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,715
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,271
−HK$563/mo
Today · 4.125%
HK$21,834
baseline
▲ 0.50% · 4.625%
HK$22,985
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,668/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,724
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,400
−HK$686/mo
Today · 4.125%
HK$23,086
baseline
▲ 0.50% · 4.625%
HK$24,491
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,172/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,168
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,816
−HK$658/mo
Today · 4.125%
HK$25,474
baseline
▲ 0.50% · 4.625%
HK$26,816
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,948/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,931
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,800
−HK$883/mo
Today · 4.125%
HK$29,683
baseline
▲ 0.50% · 4.625%
HK$31,489
+HK$1,806/mo
Deposit HK$681K · loan HK$6.12M · min. income ≈ HK$59,366/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,073
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,906
−HK$846/mo
Today · 4.125%
HK$32,752
baseline
▲ 0.50% · 4.625%
HK$34,478
+HK$1,726/mo
Deposit HK$681K · loan HK$6.12M · min. income ≈ HK$65,504/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,152 · Scale 2, in force from 26 Feb 2026)