LTV · monthly repayment
▼ 0.50% · 3.625%
HK$15,520
−HK$973/mo
▼ 0.25% · 3.875%
HK$16,003
−HK$490/mo
Today · 4.125%
HK$16,493
baseline
▲ 0.50% · 4.625%
HK$17,497
+HK$1,004/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,986/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,266
−HK$932/mo
▼ 0.25% · 3.875%
HK$17,729
−HK$469/mo
Today · 4.125%
HK$18,198
baseline
▲ 0.50% · 4.625%
HK$19,158
+HK$960/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,396/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,624
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,203
−HK$589/mo
Today · 4.125%
HK$19,792
baseline
▲ 0.50% · 4.625%
HK$20,996
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,584/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,719
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,274
−HK$564/mo
Today · 4.125%
HK$21,838
baseline
▲ 0.50% · 4.625%
HK$22,989
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,676/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,728
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,404
−HK$686/mo
Today · 4.125%
HK$23,090
baseline
▲ 0.50% · 4.625%
HK$24,495
+HK$1,405/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,180/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,172
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,820
−HK$658/mo
Today · 4.125%
HK$25,478
baseline
▲ 0.50% · 4.625%
HK$26,821
+HK$1,343/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,956/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,936
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,805
−HK$882/mo
Today · 4.125%
HK$29,687
baseline
▲ 0.50% · 4.625%
HK$31,494
+HK$1,807/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$59,374/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,078
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,912
−HK$845/mo
Today · 4.125%
HK$32,757
baseline
▲ 0.50% · 4.625%
HK$34,484
+HK$1,727/mo
Deposit HK$681K · loan HK$6.13M · min. income ≈ HK$65,514/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,185 · Scale 2, in force from 26 Feb 2026)